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Paytm Payment Gateway vs Cashfree Comparison

Last updated:

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

Cashfree

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payme…

SpotSaaS Analysis

Paytm Payment GatewayCashfree

The core difference lies in Paytm Payment Gateway's focus on SMEs requiring efficient mobile and QR code payment solutions, while Cashfree's offerings are more generalized without specific targeting. Ideal buyers for Paytm are retail or small-to-medium businesses, whereas Cashfree may appeal to a broader audience looking for diverse payment processing options.

- Best for SMEs needing fast payment processing - Ideal for retail and small-to-medium businesses - Seamless integration with Paytm Wallet - Focus on mobile and QR code payments - Supports both online and offline transactions - Emphasizes security in transactions

- General payment processing solution - Flexible integration options - Suitable for various business sizes - Offers diverse payment methods - Focus on scalability and growth - Comprehensive API support

Paytm Payment Gateway vs Cashfree — at a glance

FeaturePaytm Payment GatewayCashfree
Rating4.5 / 54.5 / 5
Reviews864
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesOnlineOnline
Certifications
Data residencyIndiaUS

Key differences between Paytm Payment Gateway and Cashfree

  • Target audience: Paytm Payment Gateway is built for Large Enterprises and Medium Business, while Cashfree targets Individuals and Freelancers / Consultants.
  • Deployment: Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Cashfree supports SaaS/Web/Cloud.

Paytm Payment Gateway vs Cashfree — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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Cashfree
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

Cashfree

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Paytm Payment Gateway typically suits Large Enterprises and Medium Business. Cashfree tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.9/10

8.1/10

User Ratings

Based on verified Spotsaas reviews

4.5

(86)

4.5

(4)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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How do Paytm Payment Gateway and Cashfree Compare on Features?

Total Features

7 Features

6 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Paytm Payment Gateway and Cashfree on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Paytm Payment Gateway pricing
      Cashfree pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🇮🇳 India
      🇺🇸 US

      Paytm Payment Gateway User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      124

      8

      0

      0

      0

      3

      1

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Buyer sentiment

      Buyer sentiment is very strong across 4 reviews, with consistently positive feedback.

      What buyers like

      • Supports multiple payment methods
      • Easy integration with e-commerce
      • User-friendly interface

      Common complaints

      • Transaction fees can add up
      • Limited customer support options
      • May require technical setup

      Pros and Cons

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      • Supports a wide range of payment methods.

      • User-friendly interface simplifies transaction management.

      • Comprehensive tools enhance merchant capabilities.

      • Transaction fees may impact profit margins.

      • Limited customer support could hinder troubleshooting.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      Business with Paytm

      1 Screenshots

      Shopify Payment Gateway India Integration 1

      4 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      2 Videos

      Top Alternatives to Paytm Payment Gateway and Cashfree in 2026

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      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Paytm Payment Gateway or Cashfree?
      Paytm Payment Gateway and Cashfree are closely matched with equal user ratings of 4.5. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do Paytm Payment Gateway and Cashfree offer a free trial?
      Neither Paytm Payment Gateway nor Cashfree currently lists a free trial.
      What is the starting price of Paytm Payment Gateway vs Cashfree?
      Paytm Payment Gateway starts at Contact for pricing. Cashfree starts at Contact for pricing.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.
      What are the top alternatives to Cashfree?
      Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.

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