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PayTabs vs Splitit Comparison

Last updated:

PayTabs

Starting at SAR 49 /Month

  • Small Business
  • Medium Business

PayTabs is the leading MENA region payment infrastructure company processing transactions across 168+ currencies with operations in Saudi Arabia, UAE, Egypt, and additional GCC countries. Founded in 2014 and headquartere…

Splitit

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or added interest. Designed for e-co…

PayTabs vs Splitit — at a glance

FeaturePayTabsSplitit
Rating
Reviews
Starting priceSAR 49 /MonthContact for pricing
Free trial No No
Free version No No
Best forSmall Business, Medium Business, Large EnterprisesLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesEmail, Live Chat, Phone, DocumentationOnline
CertificationsGDPR
Data residencyUS

Key differences between PayTabs and Splitit

  • Pricing: PayTabs starts at SAR 49 /Month. Splitit pricing is not publicly listed.
  • Target audience: PayTabs is built for Small Business and Medium Business, while Splitit targets Large Enterprises and Medium Business.
  • Deployment: PayTabs supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Splitit supports SaaS/Web/Cloud.

PayTabs vs Splitit — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayTabs - Payment Processing Software
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Talk to an expert
Splitit - Buy Now Pay Later Platforms
Talk to an expert
Talk to an expert

Free PDF comparison

Download this PayTabs vs Splitit comparison

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  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
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Biggest differences

Start here before you go deeper into features.

PayTabs

Best for

Small Business, Medium Business, Large Enterprises

Splitit

Best for flexible, interest-free installment payments using existing credit cards.

Choose if
  • You need to offer 0% interest split payments retaining credit card rewards and protections.
  • You operate in e-commerce, healthcare, or home services with medium complexity payment needs.
  • You want seamless integration with platforms like Shopify and strong customer support.
Consider alternatives if
  • You require extensive third-party app integrations and a broad marketplace ecosystem.
  • You prefer simple, plug-and-play solutions without customization or complex setup.

PayTabs typically suits Small Business and Medium Business. Splitit tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayTabs is the leading MENA region payment infrastructure company processing transactions across 168+ currencies with operations in Saudi Arabia, UAE, Egypt, and additional GCC countries. ... Read More about PayTabs

Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or ... Read More about Splitit

Entry Level Pricing

  • Starts from SAR 49
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Best Company Size

50-5,000 employeesSmall to medium businesses
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

PayTabs

No key benefits available yet.

Splitit

  • Interest-Free Flexibility: Lets customers split payments without additional charges, keeping purchases affordable and predictable.
  • Rewards and Benefits Retained: Lets customers continue earning credit card rewards, insurance, and fraud protection with every installment.
  • Smooth Merchant Integration: Lets retailers adopt easily with minimal technical complexity, improving customer experience at checkout.
Best fit

Best fit

PayTabs

No best-fit guidance available yet.

Splitit

  • 50 – 5,000 Employee
  • E-commerce, Healthcare, Retail, Education, Home Services
  • E-commerce Managers, Retail Operations Managers, Finance Directors, Marketing Managers, Business Owners, Payment Operations Specialists
Watchouts

Reasons buyers look elsewhere

PayTabs

No alternatives guidance available yet.

Splitit

  • Requires full purchase amount available on credit card — users with limited credit prefer platforms accepting debit card payments
  • Lacks direct debit installment options — debit-first users switch to competitors offering this payment method
  • No built-in marketing tools — retailers wanting promotional financing integrate separate platforms

Software Demo

Demo

No software demo available

PayTabs has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

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  • Independent advice — matched to your business
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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do PayTabs and Splitit Compare on Features?

Total Features

9 Features

4 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare PayTabs and Splitit on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • SAR 49
      • Not Available

      Pricing Plans

      • Paymes SuperApp

        SAR 49

        /Month

        • Ready-made online store

        • MADA card transactions: 1%

        • Credit card: 2.25% + SAR 1

        Show more +

      • Payment Gateway

        • Hosted payment page

        • Multiple payment methods

        • API & SDK integrations

        Show more +

      • Payment Orchestration

        • White-label customization

        • Full payments platform

        • For banks & fintechs

        Show more +

      • Not Available

      Pricing Page

      Pricing information not available

      Splitit pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US

      PayTabs User Reviews & Rating Comparison

      Spotsaas Editor’s POV generated by AI

      No expert review available for this product

      Buyer sentiment

      Buyers appreciate Splitit's interest-free payment flexibility and strong support but note complexity and limited integrations as drawbacks.

      What buyers like

      • Interest-free payment flexibility
      • Ease of integration
      • Customer support quality

      Common complaints

      • Complexity for new users
      • Limited third-party integrations

      Pros and Cons

      No pros or cons available for this product

      • Offers 0% interest split payments retaining credit card rewards

      • Seamless integration with e-commerce platforms like Shopify

      • Excellent customer service and support

      • Complex feature set and customizations can overwhelm new users

      • Limited marketplace apps and connectors restrict advanced functionality

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used PayTabs or Splitit? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      No screenshots available.

      Splitit

      5 Screenshots

      Videos

      No videos available.

      video-0

      1 Videos

      Top Alternatives to PayTabs and Splitit in 2026

      Alternatives

      No Alternative products available.

      Expand your shortlist

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Compare similar software options

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayTabs or Splitit?
      PayTabs edges out the other on user ratings (0.0 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayTabs and Splitit offer a free trial?
      Neither PayTabs nor Splitit currently lists a free trial.
      What is the starting price of PayTabs vs Splitit?
      PayTabs starts at SAR 49 /Month. Splitit starts at Contact for pricing.
      What are the top alternatives to Splitit?
      Top alternatives to Splitit include WePay, Credit Key, Four, Klarna, Wisetack.