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PayPal vs Skrill Comparison

Last updated:

PayPal

1.6(3,702 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the…

Skrill

4.0(52 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Skrill is a digital payment gateway used by individuals, freelancers, and small businesses that send and receive international transfers frequently across multiple currencies. It supports credit/debit cards, bank transfe…

Skrill leads on user satisfaction with a 4.0-star rating across 52 reviews.

PayPal vs Skrill — at a glance

FeaturePayPalSkrill
Rating1.6 / 54.0 / 5
Reviews3,70252
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001GDPR
Data residencyGlobalGlobal

Key differences between PayPal and Skrill

  • Target audience: PayPal is built for Large Enterprises and Medium Business, while Skrill targets Medium Business and Small Business.
  • User satisfaction: Skrill scores higher with a 4.0-star average.
  • Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Skrill supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

PayPal vs Skrill — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayPal - Payment Gateway Software
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Skrill - Payment Gateway Software
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PayPal vs Skrill: Biggest differences

Start here before you go deeper into features.

PayPal

Best for secure, reliable online payments with strong buyer and seller protections.

Choose if
  • You run an e-commerce store needing quick, secure transactions and dispute resolution
  • You want a payment gateway with excellent customer service and fraud refund policies
  • Your business is small to medium-sized and values simple, streamlined payment workflows
Consider alternatives if
  • Your customers or team lack reliable email access for account verification
  • You need extensive offline payment processing capabilities

Skrill

Best for

Medium Business, Small Business

PayPal typically suits Large Enterprises and Medium Business. Skrill tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees ... Read More about PayPal

Skrill is a digital payment gateway used by individuals, freelancers, and small businesses that send and receive international transfers frequently across multiple currencies. It supports ... Read More about Skrill

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

9.8/10

8.5/10

User Ratings

Based on verified Spotsaas reviews

1.64

(3702)

4.01

(52)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

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How do PayPal and Skrill Compare on Features?

Total Features

8 Features

5 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare PayPal and Skrill on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      PayPal vs Skrill: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      PayPal vs Skrill Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      PayPal User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      589

      131

      41

      69

      2990

      27

      15

      7

      3

      18

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees.

      What buyers like

      • Customer service quality
      • Fraud protection and refunds
      • Transaction reliability

      Common complaints

      • Support limitations for users without email
      • Merchant fees

      Buyer sentiment

      Buyer sentiment is positive across 70 reviews, with strong overall satisfaction.

      What buyers like

      • Fast and easy international money transfers with low transaction fees.
      • Secure platform with good customer support.
      • Quick transfers and easy request money feature.

      Common complaints

      • Variability in supported banks for withdrawals, affecting accessibility.
      • Lack of transparency in currency conversion policies and exchange rates.
      • High fees for certain transactions and limited availability in some countries.

      Pros and Cons

      • Excellent and patient customer service

      • Quick refunds for fraudulent charges

      • Reliable transaction platform with efficient dispute resolution

      • Limited support for users without email access on phones

      • Fees paid by merchants can be a cost concern

      • Supports a wide range of payment methods.

      • User-friendly interface simplifies payment acceptance.

      • Quick setup allows for immediate use.

      • Limited advanced features may hinder growth.

      • Transaction fees can accumulate quickly.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used PayPal or Skrill? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      How PayPal works

      3 Screenshots

      No screenshots available.

      Videos

      video-0

      5 Videos

      video-0

      3 Videos

      Top Alternatives to PayPal and Skrill in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayPal or Skrill?
      Skrill edges out the other on user ratings (4.0 vs 1.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayPal and Skrill offer a free trial?
      Neither PayPal nor Skrill currently lists a free trial.
      What is the starting price of PayPal vs Skrill?
      PayPal starts at Contact for pricing. Skrill starts at Contact for pricing.
      What are the top alternatives to PayPal?
      Top alternatives to PayPal include Authorize.Net, Paytm Payment Gateway, Razorpay, Tranzzo, 2Checkout.
      What are the top alternatives to Skrill?
      Top alternatives to Skrill include Coriunder BAAS, Paytm Payment Gateway, Tap2Pay, PaySpace, Paymill.