NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

PayPal vs Relay Payments Comparison

Last updated:

PayPal

2.6(26,837 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…

Relay Payments

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Relay Payments provides a smarter way to pay. Cut down detention times with immediate transaction processing and improve driver satisfaction. Avoid the hassle of customer reimbursement, long wait times, and manual receip…

PayPal leads on user satisfaction with a 2.6-star rating across 26,837 reviews.

PayPal vs Relay Payments — at a glance

FeaturePayPalRelay Payments
Rating2.6 / 5
Reviews26,837
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001
Data residencyGlobalUS

Key differences between PayPal and Relay Payments

  • Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Relay Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

PayPal vs Relay Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayPal - Payment Gateway Software
Talk to an expert
Talk to an expert
Relay Payments - Payment Processing Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this PayPal vs Relay Payments comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Gateway Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Biggest differences

Start here before you go deeper into features.

PayPal

Best for secure, reliable online payments with strong buyer and seller protections.

Choose if
  • You run an e-commerce store needing quick, secure transactions and dispute resolution
  • You want a payment gateway with excellent customer service and fraud refund policies
  • Your business is small to medium-sized and values simple, streamlined payment workflows
Consider alternatives if
  • Your customers or team lack reliable email access for account verification
  • You need extensive offline payment processing capabilities

Relay Payments

Best for

Large Enterprises, Medium Business, Small Business

PayPal typically suits Large Enterprises and Medium Business. Relay Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal

Relay Payments provides a smarter way to pay. Cut down detention times with immediate transaction processing and improve driver satisfaction. Avoid the hassle of customer reimbursement, ... Read More about Relay Payments

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.8/10

Not Available

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

SpotSaaS advisor
Get shortlist help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do PayPal and Relay Payments Compare on Features?

Total Features

8 Features

0 Features

Unique Features

No unique features

No features

Get Quote
Get Quote

Compare PayPal and Relay Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      PayPal User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      589

      131

      41

      69

      2990

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees.

      What buyers like

      • Customer service quality
      • Fraud protection and refunds
      • Transaction reliability

      Common complaints

      • Support limitations for users without email
      • Merchant fees

      What buyers like

      • Immediate transaction processing
      • Enhanced driver satisfaction
      • Real-time accounting

      Common complaints

      • Limited to specific industries
      • May require integration with existing systems
      • Not suitable for all business types

      Pros and Cons

      • Excellent and patient customer service

      • Quick refunds for fraudulent charges

      • Reliable transaction platform with efficient dispute resolution

      • Limited support for users without email access on phones

      • Fees paid by merchants can be a cost concern

      • Immediate processing improves operational efficiency.

      • Enhances driver satisfaction by reducing wait times.

      • Real-time accounting simplifies financial management.

      • Limited to specific industries may restrict user base.

      • Integration with existing systems may be necessary.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      How PayPal works

      3 Screenshots

      No screenshots available.

      Videos

      video-0

      5 Videos

      video-0

      1 Videos

      Top Alternatives to PayPal and Relay Payments in 2026

      Expand your shortlist

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Compare similar software options

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayPal or Relay Payments?
      PayPal edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayPal and Relay Payments offer a free trial?
      Neither PayPal nor Relay Payments currently lists a free trial.
      What is the starting price of PayPal vs Relay Payments?
      PayPal starts at Contact for pricing. Relay Payments starts at Contact for pricing.
      What are the top alternatives to PayPal?
      Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.
      What are the top alternatives to Relay Payments?
      Top alternatives to Relay Payments include WePay, PayorCRM, Deal, SuperPay, Better Payment.

      Grow your pipeline with buyers who are already looking for you

      254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.