PayPal Here vs Afterpay Comparison
PayPal Here
Starting at Contact for pricing
- Individuals
- Large Enterprises
PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed…
Afterpay
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Afterpay enables customers to acquire what they need and want, while simultaneously building strong financial wellbeing and managing their expenses, by splitting the payments up over four installments, for online and in-…
Afterpay leads on user satisfaction with a 4.5-star rating across 199 reviews.
PayPal Here vs Afterpay — at a glance
| Feature | PayPal Here | Afterpay |
|---|---|---|
| Rating | 3.2 / 5 | 4.5 / 5 |
| Reviews | 97 | 199 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Individuals, Large Enterprises, Medium Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | — | Available |
| Support modes | Online | Online |
| Certifications | — | GDPR |
| Data residency | Global | Global |
Key differences between PayPal Here and Afterpay
- Target audience: PayPal Here is built for Individuals and Large Enterprises, while Afterpay targets Large Enterprises and Medium Business.
- User satisfaction: Afterpay scores higher with a 4.5-star average.
- Deployment: PayPal Here supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Afterpay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
PayPal Here vs Afterpay — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Free PDF comparison
Download this PayPal Here vs Afterpay comparison
Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.
- Side-by-side on pricing, features & ratings
- Plus the category top 10, scored & ranked
- Emailed to you — no on-screen download
No file downloads on screen — we email it to you. One-click unsubscribe anytime.
Biggest differences
Start here before you go deeper into features.
Individuals, Large Enterprises, Medium Business
Best for retailers seeking simple, interest-free four-installment payment plans.
- You run a small to medium retail or e-commerce business needing easy payment integration.
- You want to offer customers interest-free installment payments to boost sales and affordability.
- Your teams value a simple, user-friendly platform with low setup complexity.
- Your business requires extended or more flexible payment plans beyond four installments.
- You need highly responsive and comprehensive customer service support for payment issues.
PayPal Here typically suits Individuals and Large Enterprises. Afterpay tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions ... Read More about PayPal Here | Afterpay enables customers to acquire what they need and want, while simultaneously building strong financial wellbeing and managing their expenses, by splitting the payments up over four ... Read More about Afterpay |
|---|---|---|
Free Trial Availability |
|
|
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | — | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
- Independent advice — matched to your business
- Understand the tradeoffs before you talk to vendors
- Free 15-min call with a software advisor.
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
How do PayPal Here and Afterpay Compare on Features?
Total Features | 8 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare PayPal Here and Afterpay on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
|---|---|---|
Pricing Plans |
|
|
Other Details
Organization Types supported |
|
|
|---|---|---|
Platforms Supported |
|
|
Modes of support |
|
|
API Support |
|
|
Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
|---|---|---|
GDPR | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🌐 Global | 🌐 Global |
PayPal Here User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is mixed across 112 reviews, so it is worth reviewing the tradeoffs closely. What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights ease of use and financial flexibility, tempered by concerns over customer service and limited payment options. What buyers like
Common complaints
|
Pros and Cons |
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  lululemon  DSW  Ultra Beauty |
|---|
Media and Screenshots
Videos |  3 Videos |  2 Videos |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Processing Software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PayPal Here or Afterpay?
- Afterpay edges out the other on user ratings (4.5 vs 3.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do PayPal Here and Afterpay offer a free trial?
- Neither PayPal Here nor Afterpay currently lists a free trial.
- What is the starting price of PayPal Here vs Afterpay?
- PayPal Here starts at Contact for pricing. Afterpay starts at Contact for pricing.
- What are the top alternatives to PayPal Here?
- Top alternatives to PayPal Here include WePay, Square Payments, PaySimple, SuperPay, Better Payment.
- What are the top alternatives to Afterpay?
- Top alternatives to Afterpay include Selz, Four, Klarna, Wisetack, Affirm.