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PayOp vs EPX Comparison

Last updated:

PayOp

2.9(130 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayOp is an integrated payment processing software solution designed to be used without a complicated layered technology infrastructure. It turns your debit and credit card terminal into a complete point-of-sale (POS) sy…

EPX

4.2(174 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all…

EPX leads on user satisfaction with a 4.2-star rating across 174 reviews.

PayOp vs EPX — at a glance

FeaturePayOpEPX
Rating2.9 / 54.2 / 5
Reviews130174
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesBusiness HoursOnline
CertificationsSOC 2, GDPR
Data residencyUSUS

Key differences between PayOp and EPX

  • User satisfaction: EPX scores higher with a 4.2-star average.
  • Deployment: PayOp supports SaaS/Web/Cloud; EPX supports SaaS/Web/Cloud.

PayOp vs EPX — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayOp - Payment Processing Software
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Talk to an expert
EPX - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayOp

Best for

Large Enterprises, Medium Business, Small Business

EPX

Best for

Large Enterprises, Medium Business, Small Business

PayOp typically suits Large Enterprises and Medium Business. EPX tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayOp is an integrated payment processing software solution designed to be used without a complicated layered technology infrastructure. It turns your debit and credit card terminal into a ... Read More about PayOp

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, ... Read More about EPX

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

EPX has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Compare PayOp and EPX on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      PayOp pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      PayOp User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      156

      13

      3

      2

      60

      20

      10

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is cautious across 234 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to integrate
      • No complicated infrastructure
      • Transforms existing terminals

      Common complaints

      • Limited advanced features
      • May lack customization options
      • Not suitable for large enterprises

      Buyer sentiment

      Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

      What buyers like

      • Cloud-based solution
      • Multiple transaction types
      • PCI-DSS compliant

      Common complaints

      • Limited features in lower editions
      • Complex setup for some users
      • Not suitable for very small businesses

      Pros and Cons

      • PayOp's integration with existing terminals reduces setup time and costs.

      • The platform's simplicity makes it accessible for non-technical users.

      • It effectively supports various payment types without complex infrastructure.

      • Businesses with advanced needs may find it lacking.

      • Customization options are limited, which may not suit all users.

      • Highly customizable with different editions for various needs.

      • Strong compliance with security standards.

      • User-friendly interface for transaction management.

      • Complex setup may require IT assistance.

      • Limited features in lower-tier editions.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      All payment methods

      1 Screenshots

      No screenshots available.

      Videos

      video-0

      3 Videos

      No videos available.

      Top Alternatives to PayOp and EPX in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayOp or EPX?
      EPX edges out the other on user ratings (4.2 vs 2.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayOp and EPX offer a free trial?
      Neither PayOp nor EPX currently lists a free trial.
      What is the starting price of PayOp vs EPX?
      PayOp starts at Contact for pricing. EPX starts at Contact for pricing.
      What are the top alternatives to PayOp?
      Top alternatives to PayOp include WePay, Braintree Direct, Global Payments, Checkout.com, PayPal.
      What are the top alternatives to EPX?
      Top alternatives to EPX include PayOp, WePay, Global Payments, Checkout.com, TransNational Payments.

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