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PagBank vs Mercado Pago Comparison

Last updated:

PagBank

Starting at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%

  • Small Business
  • Medium Business

PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital banking services. The platform enable…

Mercado Pago

Starting at Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%

  • Small Business
  • Medium Business

Mercado Pago is Latin America's dominant payment platform processing transactions across 8 countries with over 10,000 employees. Part of the MercadoLibre ecosystem, it enables merchants to accept multiple payment methods…

PagBank vs Mercado Pago — at a glance

FeaturePagBankMercado Pago
Rating
Reviews
Starting priceDébito: 2.39% | Crédito 1x: 4.99% | Pix: 0%Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%
Free trial No No
Free version No No
Best forSmall Business, Medium Business, FreelancersSmall Business, Medium Business, Large Enterprises
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesPhone, Email, Documentation, Live ChatEmail, Live Chat, Phone, Documentation

Key differences between PagBank and Mercado Pago

  • Pricing: PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%, while Mercado Pago starts at Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%.
  • Deployment: PagBank supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Mercado Pago supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

PagBank vs Mercado Pago — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PagBank - Payment Processing Software
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Talk to an expert
Mercado Pago - Payment Processing Software
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

PagBank

Best for

Small Business, Medium Business, Freelancers

Mercado Pago

Best for

Small Business, Medium Business, Large Enterprises

PagBank typically suits Small Business and Medium Business. Mercado Pago tends to fit Small Business and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PagBank (formerly PagSeguro) is a comprehensive fintech platform serving Brazilian micro-entrepreneurs, small businesses, and retailers with integrated payment processing and digital ... Read More about PagBank

Mercado Pago is Latin America's dominant payment platform processing transactions across 8 countries with over 10,000 employees. Part of the MercadoLibre ecosystem, it enables merchants to ... Read More about Mercado Pago

Entry Level Pricing

  • Starts from Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
  • Starts from Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%

Free Trial Availability

  • No free trial
  • No free trial
Get pricing help
Get pricing help

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Step 1 of 4

How big is your team?

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How do PagBank and Mercado Pago Compare on Features?

Total Features

5 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare PagBank and Mercado Pago on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%
      • Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%

      Pricing Plans

      • Essencial

        • No minimum sales required

        • No monthly fee

        • Free Pix

        Show more +

      • Super Max

        • Recommended for sales above R$2,000/month

        • Lowest standard rates available

        • No monthly fee

        Show more +

      • Tap On (celular)

        • No POS hardware required

        • Free NFC card reader on phone

        • No monthly fee

        Show more +

      • Browse all pricing plans
      • Maquininha – até R$3k/mês

        • No monthly fee

        • Instant receipt (na hora)

        • Up to R$3,000/month sales volume

        Show more +

      • Maquininha – R$3k–R$6k/mês

        • No monthly fee

        • Reduced rates vs standard tier

        • Instant receipt (na hora)

        Show more +

      • Point Tap (NFC)

        • No POS hardware needed

        • NFC tap-to-pay on phone

        • No monthly fee

        Show more +

      • Browse all pricing plans

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      PagBank User Reviews & Rating Comparison

      Pros and Cons

      No pros or cons available for this product

      No pros or cons available for this product

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PagBank or Mercado Pago?
      PagBank and Mercado Pago are closely matched with equal user ratings of 0.0. The right choice depends on your team size, budget, and specific Payment Processing Software needs.
      Do PagBank and Mercado Pago offer a free trial?
      Neither PagBank nor Mercado Pago currently lists a free trial.
      What is the starting price of PagBank vs Mercado Pago?
      PagBank starts at Débito: 2.39% | Crédito 1x: 4.99% | Pix: 0%. Mercado Pago starts at Débito: 1.99% | Crédito 1x: 4.98% | Pix: 0.49%.