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Mint vs Microsoft Excel Comparison

Last updated:

Mint

3.4(30 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal finance apps, Mint doesn't just tra…

Microsoft Excel

4.7(18,767 reviews)

Starting at $5

  • Free Trial
  • Individuals
  • Large Enterprises

Microsoft Excel has helped make the world more productive and businesses more valuable to their owners by helping people analyze large sets of data. Developers have built a simple user interface that operates in the same…

Microsoft Excel leads on user satisfaction with a 4.7-star rating across 18,767 reviews.

Mint vs Microsoft Excel — at a glance

FeatureMintMicrosoft Excel
Rating3.4 / 54.7 / 5
Reviews3018,767
Starting priceContact for pricing$5
Free trial No Yes
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPersonal Finance SoftwareSpreadsheets Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac
APIAvailable
Support modesOnlineOnline
CertificationsGDPR
Data residencyUSGlobal

Key differences between Mint and Microsoft Excel

  • Pricing: Microsoft Excel starts at $5. Mint pricing is not publicly listed.
  • Free trial: Microsoft Excel offers a free trial; Mint does not.
  • Target audience: Mint is built for Large Enterprises and Medium Business, while Microsoft Excel targets Individuals and Large Enterprises.
  • User satisfaction: Microsoft Excel scores higher with a 4.7-star average.
  • Deployment: Mint supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Microsoft Excel supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac.

Mint vs Microsoft Excel — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Personal Finance Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Mint - Personal Finance Software
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Microsoft Excel - Spreadsheets Software
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Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Mint

Best for individuals seeking simple, free personal finance and budget tracking.

Choose if
  • You want a free, open-source tool with easy account aggregation.
  • You need straightforward budgeting and expense monitoring features.
  • You prefer a simple, user-friendly interface to track spending trends.
Consider alternatives if
  • You require advanced financial analytics beyond basic budgeting.
  • You rely on non-mainstream banks or services like PayPal with robust connectivity.

Microsoft Excel

Best for familiar, powerful spreadsheet data analysis and visualization.

Choose if
  • You need robust financial analysis and reporting tools.
  • Your team values a familiar Microsoft Office interface.
  • You require spreadsheet access across desktop, mobile, and online platforms.
Consider alternatives if
  • Your team demands advanced real-time multi-user collaboration features.
  • You work regularly with extremely large datasets causing performance issues.

Mint: Best for individuals seeking simple, free personal finance and budget tracking. Microsoft Excel: Best for familiar, powerful spreadsheet data analysis and visualization.

Description

Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal ... Read More about Mint

Microsoft Excel has helped make the world more productive and businesses more valuable to their owners by helping people analyze large sets of data. Developers have built a simple user ... Read More about Microsoft Excel

Entry Level Pricing

  • Not Available
  • Starts from $5

Free Trial Availability

  • No free trial

SpotScore

What's this? ↗

9.8/10

Not Available

User Ratings

Based on verified Spotsaas reviews

3.4

(30)

Best Company Size

1-50 employees51-500 employees
Small BusinessLarge Enterprises
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Microsoft Excel has not given any software demo yet

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How do Mint and Microsoft Excel Compare on Features?

Total Features

12 Features

6 Features

Unique Features

No unique features

No unique features

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Compare Mint and Microsoft Excel on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $5

      Pricing Plans

      • Not Available
      • Microsoft 365 Family (For Home)

        • Premium apps included

        • Usage: Up to 6 people

        • Word, Excel, PowerPoint, OneNote: Premium

        Show more +

      • Microsoft 365 Personal (For Home)

        • Premium apps included

        • Usage: 1 person

        • Word, Excel, PowerPoint, OneNote: Premium

        Show more +

      • Office Home & Student 2019 (For Home)

        • Classic apps included

        • Usage: 1 PC/Mac

        • Word, Excel, PowerPoint, OneNote: Classic

      • Browse all pricing plans

      Pricing Page

      Pricing information not available

      Microsoft Excel pricing

      Other Details

      Organization Types supported

      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Mint User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      15

      4

      0

      4

      7

      285

      34

      4

      0

      1

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users appreciate Mint's ease of use and comprehensive account aggregation but are frustrated by connectivity issues and excessive advertisements.

      What buyers like

      • Ease of use
      • Account aggregation
      • Budgeting and goal-setting features

      Common complaints

      • Connectivity problems
      • Advertisement overload

      Buyer sentiment

      Users generally praise Excel for its powerful data handling and familiar interface but note limitations in collaboration and performance with very large files.

      What buyers like

      • Ease of use
      • Functionality and features
      • Integration with other Microsoft products

      Common complaints

      • Collaboration limitations
      • Performance issues with large datasets

      Pros and Cons

      • Aggregates multiple accounts for a holistic financial overview

      • User-friendly interface with intuitive budgeting and goal-setting features

      • Helps users understand spending habits and identify financial trends

      • Connectivity issues with non-mainstream banks and certain financial services

      • High volume of advertisements disrupting user experience

      • Familiar user interface consistent with other Microsoft Office apps

      • Robust data analysis and visualization capabilities

      • Wide platform availability including desktop, mobile, and online

      • Lacks advanced collaboration features compared to specialized cloud tools

      • Can become slow or unstable with extremely large datasets

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Mint or Microsoft Excel? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      3 Videos

      No videos available.

      Top Alternatives to Mint and Microsoft Excel in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Mint or Microsoft Excel?
      Microsoft Excel edges out the other on user ratings (4.7 vs 3.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Mint and Microsoft Excel offer a free trial?
      Microsoft Excel offers a free trial. Mint does not.
      What is the starting price of Mint vs Microsoft Excel?
      Mint starts at Contact for pricing. Microsoft Excel starts at $5.
      What are the top alternatives to Mint?
      Top alternatives to Mint include Simplifi, You Need A Budget, Quicken, CalendarBudget, Budget Fu.
      What are the top alternatives to Microsoft Excel?
      Top alternatives to Microsoft Excel include SpreadsheetWEB, Apple Numbers, Zoho Sheet, Google Sheets, Retable.