Marqeta vs Heartland Payment Processing Comparison
Marqeta
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Marqeta is pioneering the world of card issuing and payment processing. Introducing an open API platform to increase speed and efficiency - Marqeta provides an innovative payment experience across various apps and servic…
Heartland Payment Processing
Starting at Contact for pricing
- Medium Business
- Small Business
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…
Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.
Marqeta vs Heartland Payment Processing — at a glance
| Feature | Marqeta | Heartland Payment Processing |
|---|---|---|
| Rating | — | 4.4 / 5 |
| Reviews | — | 55 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | Online | 24/7 (Live rep), Online |
| Certifications | SOC 2 | SOC 2, GDPR, ISO 27001 |
| Data residency | Global | US |
Key differences between Marqeta and Heartland Payment Processing
- Target audience: Marqeta is built for Large Enterprises and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
- Deployment: Marqeta supports SaaS/Web/Cloud; Heartland Payment Processing supports SaaS/Web/Cloud.
Marqeta vs Heartland Payment Processing — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
Free PDF comparison
Download this Marqeta vs Heartland Payment Processing comparison
Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.
- Side-by-side on pricing, features & ratings
- Plus the category top 10, scored & ranked
- Emailed to you — no on-screen download
No file downloads on screen — we email it to you. One-click unsubscribe anytime.
Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Medium Business, Small Business
Marqeta typically suits Large Enterprises and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Marqeta is pioneering the world of card issuing and payment processing. Introducing an open API platform to increase speed and efficiency - Marqeta provides an innovative payment experience ... Read More about Marqeta | Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing |
|---|---|---|
Free Trial Availability |
|
|
User RatingsBased on verified Spotsaas reviews | ||
Get pricing help | Get pricing help |
Software Demo
Demo |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
- Independent advice — matched to your business
- Understand the tradeoffs before you talk to vendors
- Free 15-min call with a software advisor.
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
How do Marqeta and Heartland Payment Processing Compare on Features?
Total Features | 5 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Marqeta and Heartland Payment Processing on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
|---|---|---|
Pricing Plans |
|
|
Other Details
Organization Types supported |
|
|
|---|---|---|
Platforms Supported |
|
|
Modes of support |
|
|
API Support |
|
|
Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | — | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | — | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🌐 Global | 🇺🇸 US |
Marqeta User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
|---|---|---|
Rating Distribution | No reviews available for this product | |
Spotsaas Editor’s POV generated by AI | What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 20 reviews, with strong overall satisfaction. What buyers like
Common complaints
|
Pros and Cons |
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Doordash  Instacart  Affirm | No Customers information available. |
|---|
Media and Screenshots
Videos |  2 Videos |  1 Videos |
|---|
Top Alternatives to Marqeta and Heartland Payment Processing in 2026
Alternatives |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Processing Software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Marqeta or Heartland Payment Processing?
- Heartland Payment Processing edges out the other on user ratings (4.4 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Marqeta and Heartland Payment Processing offer a free trial?
- Neither Marqeta nor Heartland Payment Processing currently lists a free trial.
- What is the starting price of Marqeta vs Heartland Payment Processing?
- Marqeta starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
- What are the top alternatives to Marqeta?
- Top alternatives to Marqeta include Stripe Payments, WePay, CardConnect, MagicPay, Global Payments.
- What are the top alternatives to Heartland Payment Processing?
- Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.