Instamojo vs Paytm Payment Gateway Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Paytm Payment Gateway
Starting at Contact for pricing
- Large Enterprises
- Medium Business
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…
Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.
SpotSaaS Analysis
InstamojoPaytm Payment Gateway
The core difference lies in Instamojo's focus on multi-currency payment processing for a broader range of transactions, while Paytm Payment Gateway specializes in mobile and QR code payments for retail environments. Ideal buyers for Instamojo are small to medium businesses seeking straightforward payment solutions, whereas Paytm is best suited for SMEs that prioritize mobile payment integration.
- Best for small to medium businesses - Offers multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for transaction management - Suitable for diverse transaction types - Focus on improving cash flow
- Best for SMEs in retail sectors - Specializes in mobile and QR code payments - Seamless integration with Paytm Wallet - Fast and secure payment processing - Ideal for businesses accepting online payments - Enhances customer payment experience
Instamojo vs Paytm Payment Gateway — at a glance
| Feature | Instamojo | Paytm Payment Gateway |
|---|---|---|
| Rating | 2.6 / 5 | 4.5 / 5 |
| Reviews | 33 | 86 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available |
| Support modes | Business Hours, Online | Online |
| Certifications | GDPR | — |
| Data residency | India | India |
Key differences between Instamojo and Paytm Payment Gateway
- User satisfaction: Paytm Payment Gateway scores higher with a 4.5-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Instamojo vs Paytm Payment Gateway — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for SMEs needing fast, secure mobile and QR code payment processing.
- You run a retail or small-to-medium business accepting mobile and online payments.
- You want seamless integration with Paytm Wallet for easy wallet balance transfers.
- You need quick transaction settlements with instant payment notifications and security.
- Your business requires extensive international payment processing capabilities.
- You need advanced marketplace integrations for complex multi-vendor environments.
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Paytm Payment Gateway: Best for SMEs needing fast, secure mobile and QR code payment processing.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.9/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | 1-50 employees51-500 employees |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and Paytm Payment Gateway Compare on Features?
Total Features | 7 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and Paytm Payment Gateway on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
|---|---|---|
GDPR | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🇮🇳 India |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |
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Media and Screenshots
Screenshots |  4 Screenshots |  1 Screenshots |
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Videos |  4 Videos |  3 Videos |
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Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Paytm Payment Gateway?
- Paytm Payment Gateway edges out the other on user ratings (4.5 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Paytm Payment Gateway offer a free trial?
- Neither Instamojo nor Paytm Payment Gateway currently lists a free trial.
- What is the starting price of Instamojo vs Paytm Payment Gateway?
- Instamojo starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Paytm Payment Gateway?
- Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.