Instamojo vs PaySimple Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
PaySimple
Starting at $59.95 /Month
- Freelancers / Consultants
- Large Enterprises
PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…
PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.
SpotSaaS Analysis
InstamojoPaySimple
The core difference between Instamojo and PaySimple lies in their primary focus: Instamojo excels in multi-currency payment processing, making it ideal for businesses with diverse customer bases, while PaySimple specializes in streamlined credit card processing with a strong emphasis on recurring billing. Instamojo is best suited for small to medium businesses looking for fast payout processing, while PaySimple is tailored for retail or service businesses that require an intuitive platform for managing recurring transactions.
- Best for small to medium businesses - Offers multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for transaction management - Ideal for businesses with diverse customer bases - No listed pricing
- Best for small to mid-size businesses - Focuses on streamlined credit card processing - Strong emphasis on recurring billing - Intuitive platform with integrated merchant services - Ideal for retail or service businesses - Pricing starts at $59.95
Instamojo vs PaySimple — at a glance
| Feature | Instamojo | PaySimple |
|---|---|---|
| Rating | 2.6 / 5 | 4.1 / 5 |
| Reviews | 33 | 684 |
| Starting price | Contact for pricing | $59.95 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Freelancers / Consultants, Large Enterprises, Medium Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available |
| Support modes | Business Hours, Online | Business Hours, Online |
| Certifications | GDPR | SOC 2, GDPR |
| Data residency | India | US |
Key differences between Instamojo and PaySimple
- Pricing: PaySimple starts at $59.95 /Month. Instamojo pricing is not publicly listed.
- Target audience: Instamojo is built for Large Enterprises and Medium Business, while PaySimple targets Freelancers / Consultants and Large Enterprises.
- User satisfaction: PaySimple scores higher with a 4.1-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Instamojo vs PaySimple — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for small to mid-size businesses needing streamlined credit card payment processing.
- You run a small or mid-size retail or service business requiring recurring billing.
- You want an intuitive, easy-to-use platform with integrated merchant services.
- You need convenient scheduling of future payments and simple transaction management.
- You are a large enterprise needing highly customizable payment solutions.
- You require 24/7 customer support and transparent, straightforward billing.
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple |
|---|---|---|
Entry Level Pricing |
|
|
Free Trial Availability |
|
|
Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.6/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | 1-50 employees51-500 employees |
Get pricing help | Get pricing help |
Software Demo
Demo |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
How do Instamojo and PaySimple Compare on Features?
Total Features | 7 Features | 6 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and PaySimple on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
|---|---|---|
Starting From |
|
|
Pricing Plans |
|
|
Pricing Page |  |  |
Other Details
Organization Types supported |
|
|
|---|---|---|
Platforms Supported |
|
|
Modes of support |
|
|
API Support |
|
|
Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🇮🇳 India | 🇺🇸 US |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability. What buyers like
Common complaints
|
Pros and Cons |
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi |  Hastings on Hudson  Brabo Payroll  Sea Breeze Syrups |
|---|
Media and Screenshots
Screenshots |  4 Screenshots |  3 Screenshots |
|---|---|---|
Videos |  4 Videos |  5 Videos |
Top Alternatives to Instamojo and PaySimple in 2026
Alternatives |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Gateway Software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or PaySimple?
- PaySimple edges out the other on user ratings (4.1 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and PaySimple offer a free trial?
- Neither Instamojo nor PaySimple currently lists a free trial.
- What is the starting price of Instamojo vs PaySimple?
- Instamojo starts at Contact for pricing. PaySimple starts at $59.95 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to PaySimple?
- Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.