Heartland Payment Processing vs Fattmerchant Comparison
Heartland Payment Processing
Starting at Contact for pricing
- Medium Business
- Small Business
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…
Fattmerchant
Starting at $49 /Month
- Large Enterprises
- Medium Business
Fattmerchant, now branded as Stax, is a payment processing platform for small and mid-sized US businesses that charges a flat monthly subscription plus interchange cost rather than a per-transaction markup, which lowers…
Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.
Heartland Payment Processing vs Fattmerchant — at a glance
| Feature | Heartland Payment Processing | Fattmerchant |
|---|---|---|
| Rating | 4.4 / 5 | 4.3 / 5 |
| Reviews | 55 | 716 |
| Starting price | Contact for pricing | $49 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | — | Available |
| Support modes | 24/7 (Live rep), Online | 24/7 (Live rep), Online |
| Certifications | SOC 2, GDPR, ISO 27001 | SOC 2, GDPR |
| Data residency | US | US |
Key differences between Heartland Payment Processing and Fattmerchant
- Pricing: Fattmerchant starts at $49 /Month. Heartland Payment Processing pricing is not publicly listed.
- Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while Fattmerchant targets Large Enterprises and Medium Business.
- User satisfaction: Heartland Payment Processing scores higher with a 4.4-star average.
- Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; Fattmerchant supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Heartland Payment Processing vs Fattmerchant — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
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Biggest differences
Start here before you go deeper into features.
Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
Heartland Payment Processing typically suits Medium Business and Small Business. Fattmerchant tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing | Fattmerchant, now branded as Stax, is a payment processing platform for small and mid-sized US businesses that charges a flat monthly subscription plus interchange cost rather than a ... Read More about Fattmerchant |
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Entry Level Pricing |
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User RatingsBased on verified Spotsaas reviews | ||
Get pricing help | Get pricing help |
Software Demo
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How do Heartland Payment Processing and Fattmerchant Compare on Features?
Total Features | 8 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Heartland Payment Processing and Fattmerchant on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Heartland Payment Processing User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is positive across 20 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 183 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Videos |  1 Videos |  3 Videos |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Heartland Payment Processing or Fattmerchant?
- Heartland Payment Processing edges out the other on user ratings (4.4 vs 4.3). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Heartland Payment Processing and Fattmerchant offer a free trial?
- Neither Heartland Payment Processing nor Fattmerchant currently lists a free trial.
- What is the starting price of Heartland Payment Processing vs Fattmerchant?
- Heartland Payment Processing starts at Contact for pricing. Fattmerchant starts at $49 /Month.
- What are the top alternatives to Heartland Payment Processing?
- Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.
- What are the top alternatives to Fattmerchant?
- Top alternatives to Fattmerchant include BluePay, WePay, Global Payments, Merchant One, PayAnywhere.