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Heartland Payment Processing vs Clearent Comparison

Last updated:

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Clearent

5.0(7 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business.  The Clearent Payment Processing Software allows you to accept card payments through a variety of…

Clearent leads on user satisfaction with a 5.0-star rating across 7 reviews.

Heartland Payment Processing vs Clearent — at a glance

FeatureHeartland Payment ProcessingClearent
Rating4.4 / 55.0 / 5
Reviews557
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between Heartland Payment Processing and Clearent

  • Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while Clearent targets Large Enterprises and Medium Business.
  • User satisfaction: Clearent scores higher with a 5.0-star average.
  • Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; Clearent supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Heartland Payment Processing vs Clearent — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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Clearent - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

Heartland Payment Processing

Best for

Medium Business, Small Business

Clearent

Best for flexible, multi-channel payment acceptance in small to medium businesses.

Choose if
  • You need to accept payments via mobile devices, email invoices, and card terminals.
  • Your business is a small or medium-sized retail, e-commerce, or service provider.
  • You prioritize ease of use and a streamlined payment acceptance workflow.
Consider alternatives if
  • You require transparent, fixed pricing with publicly available rates.
  • You need extensive self-service onboarding and detailed product documentation.

Heartland Payment Processing typically suits Medium Business and Small Business. Clearent tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business.  The Clearent Payment Processing Software allows you to accept card ... Read More about Clearent

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.4

(55)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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Compare Heartland Payment Processing and Clearent on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Heartland Payment Processing User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      18

      2

      0

      0

      0

      2

      0

      0

      0

      2

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Buyer sentiment

      Users express very positive sentiment highlighting ease of payment acceptance and flexibility, though limited review volume restricts broader insights.

      What buyers like

      • Ease of payment acceptance
      • Multi-channel payment options
      • Support for various business sizes

      Common complaints

      • Lack of pricing transparency
      • Limited detailed product information

      Pros and Cons

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      • Supports multiple payment acceptance methods including mobile, email invoicing, and card terminals

      • Highly rated by users with a perfect 5.0 score

      • Flexible for businesses of varying sizes from small to large enterprises

      • Pricing is quotation based and not publicly disclosed

      • Limited publicly available detailed feature information

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      2 Videos

      Top Alternatives to Heartland Payment Processing and Clearent in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Heartland Payment Processing or Clearent?
      Clearent edges out the other on user ratings (5.0 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Heartland Payment Processing and Clearent offer a free trial?
      Neither Heartland Payment Processing nor Clearent currently lists a free trial.
      What is the starting price of Heartland Payment Processing vs Clearent?
      Heartland Payment Processing starts at Contact for pricing. Clearent starts at Contact for pricing.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.
      What are the top alternatives to Clearent?
      Top alternatives to Clearent include Stripe Payments, Square Payments, CardConnect, Heartland Payment Processing, MagicPay.

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