NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Heartland Payment Processing vs Balance Comparison

Last updated:

Heartland Payment Processing

4.8(10 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Balance

5.0(1 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Balance is a B2B payment processing platform used by online merchants and marketplaces to support net terms, milestone-based billing, and flexible payment options at checkout — capabilities that standard consumer payment…

Balance leads on user satisfaction with a 5.0-star rating across 1 reviews.

Heartland Payment Processing vs Balance — at a glance

FeatureHeartland Payment ProcessingBalance
Rating4.8 / 55.0 / 5
Reviews101
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
API—Available
Support modes24/7 (Live rep), OnlineOnline

Key differences between Heartland Payment Processing and Balance

  • Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while Balance targets Large Enterprises and Medium Business.
  • User satisfaction: Balance scores higher with a 5.0-star average.
  • Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; Balance supports SaaS/Web/Cloud.

Heartland Payment Processing vs Balance — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Talk to an expert
Balance - Payment Processing Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Heartland Payment Processing vs Balance comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Heartland Payment Processing vs Balance: Biggest differences

Start here before you go deeper into features.

Heartland Payment Processing

Best for

Medium Business, Small Business

Balance

Best for

Large Enterprises, Medium Business, Small Business

Heartland Payment Processing typically suits Medium Business and Small Business. Balance tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Balance is a B2B payment processing platform used by online merchants and marketplaces to support net terms, milestone-based billing, and flexible payment options at checkout — capabilities ... Read More about Balance

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.75

(10)

Best Company Size

—
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get decision help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get decision help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Heartland Payment Processing and Balance Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Heartland Payment Processing and Balance on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Heartland Payment Processing vs Balance: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Heartland Payment Processing User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      18

      2

      0

      0

      0

      1

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is very strong across 20 reviews, with consistently positive feedback.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Buyer sentiment

      Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits.

      What buyers like

      • Ease of use
      • Flexibility
      • Revenue-driving features

      Common complaints

      • Pricing opacity
      • Limited customization

      Pros and Cons

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      • User-friendly interface with self-service features

      • Flexibility in payment processing options

      • Features that help increase revenue and manage costs

      • Pricing is quotation-based and not publicly available

      • Limited information on advanced customization capabilities

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Heartland Payment Processing or Balance? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      1 Videos

      Top Alternatives to Heartland Payment Processing and Balance in 2026

      Expand your comparison

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Compare similar software options

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Heartland Payment Processing or Balance?
      Balance edges out the other on user ratings (5.0 vs 4.8). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do Heartland Payment Processing and Balance offer a free trial?
      Neither Heartland Payment Processing nor Balance currently lists a free trial.
      What is the starting price of Heartland Payment Processing vs Balance?
      Heartland Payment Processing starts at Contact for pricing. Balance starts at Contact for pricing.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include Shift4 Payments, Merchant One, Square Payments, MagicPay, EPX.
      What are the top alternatives to Balance?
      Top alternatives to Balance include Merchant One, Przelewy24, BluePay, Clearent, PayOp.