Four vs Gravity Payments Comparison
Four
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Four is an innovative tech company focusing on giving customers the option to buy now and pay later as well as a variety of purchase financing solutions. We design eCommerce plugins that enable Retailers to offer their c…
Gravity Payments
Starting at Contact for pricing
- Individuals
- Medium Business
Gravity Payments is a payment processing platform that handles credit and debit card transactions across mobile, e-commerce, and point-of-sale channels. It includes real-time receivable management and a support team that…
Four leads on user satisfaction with a 4.7-star rating across 2,513 reviews.
Four vs Gravity Payments — at a glance
| Feature | Four | Gravity Payments |
|---|---|---|
| Rating | 4.7 / 5 | 3.7 / 5 |
| Reviews | 2,513 | 1 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Individuals, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | — | Available |
| Support modes | Online | Online |
| Certifications | — | SOC 2 |
| Data residency | US | US |
Key differences between Four and Gravity Payments
- Target audience: Four is built for Large Enterprises and Medium Business, while Gravity Payments targets Individuals and Medium Business.
- User satisfaction: Four scores higher with a 4.7-star average.
- Deployment: Four supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Gravity Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Four vs Gravity Payments — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Free PDF comparison
Download this Four vs Gravity Payments comparison
Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.
- Side-by-side on pricing, features & ratings
- Plus the category top 10, scored & ranked
- Emailed to you — no on-screen download
No file downloads on screen — we email it to you. One-click unsubscribe anytime.
Biggest differences
Start here before you go deeper into features.
Best for eCommerce retailers needing flexible buy-now-pay-later payment options.
- You want to offer customers diverse and flexible payment methods to boost sales.
- Your team includes eCommerce managers or finance professionals managing payment solutions.
- You operate a small or large business with online sales channels requiring configurable plugins.
- Your business lacks an online sales channel or eCommerce presence.
- You require transparent, fixed pricing and simple, out-of-the-box payment integrations.
Individuals, Medium Business, Small Business
Four typically suits Large Enterprises and Medium Business. Gravity Payments tends to fit Individuals and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Four is an innovative tech company focusing on giving customers the option to buy now and pay later as well as a variety of purchase financing solutions. We design eCommerce plugins that ... Read More about Four | Gravity Payments is a payment processing platform that handles credit and debit card transactions across mobile, e-commerce, and point-of-sale channels. It includes real-time receivable ... Read More about Gravity Payments |
|---|---|---|
Free Trial Availability |
|
|
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessLarge Enterprises | — |
Get pricing help | Get pricing help |
Software Demo
Demo |  Four has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
- Independent advice — matched to your business
- Understand the tradeoffs before you talk to vendors
- Free 15-min call with a software advisor.
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
How do Four and Gravity Payments Compare on Features?
Total Features | 6 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Four and Gravity Payments on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
|---|---|---|
Pricing Plans |
|
|
Other Details
Organization Types supported |
|
|
|---|---|---|
Platforms Supported |
|
|
Modes of support |
|
|
API Support |
|
|
Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
Data Encryption | — | ✓ Yes |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Four User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall buyer sentiment is very positive, highlighting convenience and payment flexibility. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is mixed to positive across 1 reviews, with clear strengths and a few common watchouts. What buyers like
Common complaints
|
Pros and Cons |
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Videos | No videos available. |  1 Videos |
|---|
Top Alternatives to Four and Gravity Payments in 2026
Alternatives |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Processing Software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Four or Gravity Payments?
- Four edges out the other on user ratings (4.7 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Four and Gravity Payments offer a free trial?
- Neither Four nor Gravity Payments currently lists a free trial.
- What is the starting price of Four vs Gravity Payments?
- Four starts at Contact for pricing. Gravity Payments starts at Contact for pricing.
- What are the top alternatives to Four?
- Top alternatives to Four include PayFlexi, Klarna, Wisetack, Affirm, Afterpay.
- What are the top alternatives to Gravity Payments?
- Top alternatives to Gravity Payments include Stripe Payments, Square Payments, CardConnect, MagicPay, Checkout.com.