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Clearly Payments vs Heartland Payment Processing Comparison

Last updated:

Clearly Payments

Starting at $99 /Month

  • Large Enterprises
  • Medium Business

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or online purchases, we provide the nec…

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.

Clearly Payments vs Heartland Payment Processing — at a glance

FeatureClearly PaymentsHeartland Payment Processing
Rating4.4 / 5
Reviews55
Starting price$99 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
API
Support modes24/7 (Live rep), Online24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001
Data residencyCanadaUS

Key differences between Clearly Payments and Heartland Payment Processing

  • Pricing: Clearly Payments starts at $99 /Month. Heartland Payment Processing pricing is not publicly listed.
  • Target audience: Clearly Payments is built for Large Enterprises and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
  • Deployment: Clearly Payments supports SaaS/Web/Cloud; Heartland Payment Processing supports SaaS/Web/Cloud.

Clearly Payments vs Heartland Payment Processing — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Clearly Payments - Payment Processing Software
Talk to an expert
Talk to an expert
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Biggest differences

Start here before you go deeper into features.

Clearly Payments

Best for

Large Enterprises, Medium Business, Small Business

Heartland Payment Processing

Best for

Medium Business, Small Business

Clearly Payments typically suits Large Enterprises and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or ... Read More about Clearly Payments

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Entry Level Pricing

  • Starts from $99
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.4

(55)
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Software Demo

Demo

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Compare Clearly Payments and Heartland Payment Processing on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $99
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Clearly Payments pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇨🇦 Canada
      🇺🇸 US

      Clearly Payments User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      1

      0

      0

      0

      0

      18

      2

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      What buyers like

      • Unbeatable rates
      • Excellent customer service
      • Comprehensive payment tools

      Common complaints

      • Limited to Canadian market
      • May have hidden fees
      • Not suitable for international transactions

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Pros and Cons

      • Offers unbeatable rates, helping businesses save on processing fees.

      • Strong customer service enhances user experience.

      • Comprehensive tools support various payment methods.

      • Limited to the Canadian market may restrict growth.

      • Potential hidden fees could affect overall costs.

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      2 Videos

      video-0

      1 Videos

      Top Alternatives to Clearly Payments and Heartland Payment Processing in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Clearly Payments or Heartland Payment Processing?
      Heartland Payment Processing edges out the other on user ratings (4.4 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Clearly Payments and Heartland Payment Processing offer a free trial?
      Neither Clearly Payments nor Heartland Payment Processing currently lists a free trial.
      What is the starting price of Clearly Payments vs Heartland Payment Processing?
      Clearly Payments starts at $99 /Month. Heartland Payment Processing starts at Contact for pricing.
      What are the top alternatives to Clearly Payments?
      Top alternatives to Clearly Payments include Payment.Ninja, BluePay, MagicPay, Clearent, Checkout.com.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.

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