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Cheddar Up vs Trustly Comparison

Last updated:

Cheddar Up

4.4(387 reviews)

Starting at $10 /Month

  • Large Enterprises
  • Medium Business

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build…

Trustly

4.5(1 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way…

Trustly leads on user satisfaction with a 4.5-star rating across 1 reviews.

Cheddar Up vs Trustly — at a glance

FeatureCheddar UpTrustly
Rating4.4 / 54.5 / 5
Reviews3871
Starting price$10 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsGDPRGDPR
Data residencyGlobalGlobal

Key differences between Cheddar Up and Trustly

  • Pricing: Cheddar Up starts at $10 /Month. Trustly pricing is not publicly listed.
  • User satisfaction: Trustly scores higher with a 4.5-star average.
  • Deployment: Cheddar Up supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Trustly supports SaaS/Web/Cloud.

Cheddar Up vs Trustly — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cheddar Up - Payment Gateway Software
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Talk to an expert
Trustly - Payment Gateway Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Cheddar Up

Best for small to medium e-commerce businesses needing flexible, fee-free payment options.

Choose if
  • You want to accept diverse payment methods including ACH, credit cards, and checks without monthly fees.
  • You need a simple, quick-to-setup payment gateway with no minimum sales requirements.
  • Your team values a user-friendly interface for streamlined payment processing.
Consider alternatives if
  • Your business requires advanced fraud detection and security features.
  • You need extensive custom integrations or complex enterprise-level payment workflows.

Trustly

Best for mid-to-large merchants needing secure, multi-channel online payments.

Choose if
  • You require encrypted, confidential handling of bank card and bank account data.
  • Your business accepts payments via bank accounts, credit cards, and instant e-wallets.
  • You want to simplify checkout to reduce customer friction and lower costs.
Consider alternatives if
  • You need transparent, fixed pricing with publicly available rates.
  • You are a startup or very small business wanting a self-serve, quick setup.

Cheddar Up: Best for small to medium e-commerce businesses needing flexible, fee-free payment options. Trustly: Best for mid-to-large merchants needing secure, multi-channel online payments.

Description

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, ... Read More about Cheddar Up

Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an ... Read More about Trustly

Entry Level Pricing

  • Starts from $10
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

4.5

(1)

Best Company Size

Small BusinessMedium Business
51-500 employees500+ employees
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Software Demo

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How do Cheddar Up and Trustly Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Cheddar Up and Trustly on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $10
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cheddar Up pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      Cheddar Up User Reviews & Rating Comparison

      User Ratings

      4.4

      (based on 387 reviews)

      Rating Distribution

      0

      0

      0

      0

      0

      1

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive user sentiment highlighting ease of use and flexible payment options, with some concerns about pricing clarity and advanced features.

      What buyers like

      • Ease of use
      • Variety of payment options
      • No monthly fees

      Common complaints

      • Pricing transparency
      • Limited advanced features

      Buyer sentiment

      Overall positive sentiment highlighting secure payment handling and ease of checkout, though limited user feedback is available.

      What buyers like

      • Security and encryption
      • Multiple payment channel support
      • Checkout process simplification

      Common complaints

      • Lack of pricing transparency
      • Limited user reviews and feedback

      Pros and Cons

      • No chargebacks, minimum sales, or monthly fees

      • Supports multiple payment methods including credit card, ACH, direct debit, purchase order, and checks

      • User-friendly interface for quick payment setup

      • Limited information on advanced payment features

      • Lack of detailed pricing transparency

      • Encrypted and confidential handling of bank card information

      • Supports multiple payment channels including bank accounts and instant e-wallets

      • Simplified checkout process reducing friction for customers

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on integration complexity

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      How to accept a manager invite

      1 Screenshots

      No screenshots available.

      Videos

      video-0

      1 Videos

      video-0

      3 Videos

      Top Alternatives to Cheddar Up and Trustly in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cheddar Up or Trustly?
      Trustly edges out the other on user ratings (4.5 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cheddar Up and Trustly offer a free trial?
      Neither Cheddar Up nor Trustly currently lists a free trial.
      What is the starting price of Cheddar Up vs Trustly?
      Cheddar Up starts at $10 /Month. Trustly starts at Contact for pricing.
      What are the top alternatives to Cheddar Up?
      Top alternatives to Cheddar Up include PayU, Venmo for Business, Square Payments, Square Invoices, UniPay Gateway.
      What are the top alternatives to Trustly?
      Top alternatives to Trustly include PayorCRM, PayPal, PaySimple, MultiSafepay, UniPay Gateway.

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