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Cheddar Up vs PayU Comparison

Last updated:

Cheddar Up

4.4(387 reviews)

Starting at $10 /Month

  • Large Enterprises
  • Medium Business

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build…

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Cheddar Up leads on user satisfaction with a 4.4-star rating across 387 reviews.

Cheddar Up vs PayU — at a glance

FeatureCheddar UpPayU
Rating4.4 / 51.9 / 5
Reviews38779
Starting price$10 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesBusiness Hours, OnlineBusiness Hours, Online
CertificationsGDPRSOC 2
Data residencyGlobalGlobal

Key differences between Cheddar Up and PayU

  • Pricing: Cheddar Up starts at $10 /Month. PayU pricing is not publicly listed.
  • User satisfaction: Cheddar Up scores higher with a 4.4-star average.
  • Deployment: Cheddar Up supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Cheddar Up vs PayU — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cheddar Up - Payment Gateway Software
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Talk to an expert
PayU - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Cheddar Up

Best for small to medium e-commerce businesses needing flexible, fee-free payment options.

Choose if
  • You want to accept diverse payment methods including ACH, credit cards, and checks without monthly fees.
  • You need a simple, quick-to-setup payment gateway with no minimum sales requirements.
  • Your team values a user-friendly interface for streamlined payment processing.
Consider alternatives if
  • Your business requires advanced fraud detection and security features.
  • You need extensive custom integrations or complex enterprise-level payment workflows.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Cheddar Up typically suits Large Enterprises and Medium Business. PayU tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, ... Read More about Cheddar Up

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Entry Level Pricing

  • Starts from $10
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

Not Available

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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How do Cheddar Up and PayU Compare on Features?

Total Features

7 Features

0 Features

Unique Features

No unique features

No features

Get Quote
Get Quote

Compare Cheddar Up and PayU on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $10
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cheddar Up pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      Cheddar Up User Reviews & Rating Comparison

      User Ratings

      4.4

      (based on 387 reviews)

      Rating Distribution

      0

      0

      0

      0

      0

      4

      2

      2

      1

      48

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive user sentiment highlighting ease of use and flexible payment options, with some concerns about pricing clarity and advanced features.

      What buyers like

      • Ease of use
      • Variety of payment options
      • No monthly fees

      Common complaints

      • Pricing transparency
      • Limited advanced features

      Buyer sentiment

      Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to use
      • Robust payment solutions
      • Supports multiple payment methods

      Common complaints

      • Limited international support
      • Fees can be high
      • Basic reporting features

      Pros and Cons

      • No chargebacks, minimum sales, or monthly fees

      • Supports multiple payment methods including credit card, ACH, direct debit, purchase order, and checks

      • User-friendly interface for quick payment setup

      • Limited information on advanced payment features

      • Lack of detailed pricing transparency

      • User-friendly interface simplifies payment acceptance

      • Supports various payment methods for customer convenience

      • Quick setup allows for immediate use

      • International support may be limited

      • Transaction fees can be high

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      OLA

      OLA

      Myntra

      Myntra

      Dream11

      Dream11

      Media and Screenshots

      Screenshots

      How to accept a manager invite

      1 Screenshots

      PayUmoney Payouts

      6 Screenshots

      Videos

      video-0

      1 Videos

      video-0

      5 Videos

      Top Alternatives to Cheddar Up and PayU in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cheddar Up or PayU?
      Cheddar Up edges out the other on user ratings (4.4 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cheddar Up and PayU offer a free trial?
      Neither Cheddar Up nor PayU currently lists a free trial.
      What is the starting price of Cheddar Up vs PayU?
      Cheddar Up starts at $10 /Month. PayU starts at Contact for pricing.
      What are the top alternatives to Cheddar Up?
      Top alternatives to Cheddar Up include PayU, Venmo for Business, Square Payments, Square Invoices, UniPay Gateway.
      What are the top alternatives to PayU?
      Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.

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