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Cashfree Payments vs Razorpay Comparison

Last updated:

Cashfree Payments

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian b…

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

Cashfree Payments leads on user satisfaction with a 4.5-star rating across 4 reviews.

Cashfree Payments vs Razorpay — at a glance

FeatureCashfree PaymentsRazorpay
Rating4.5 / 53.8 / 5
Reviews4141
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modesOnline24/7 (Live rep), Business Hours, Online
CertificationsGDPRSOC 2, GDPR, ISO 27001
Data residencyIndiaIndia

Key differences between Cashfree Payments and Razorpay

  • User satisfaction: Cashfree Payments scores higher with a 4.5-star average.
  • Deployment: Cashfree Payments supports SaaS/Web/Cloud, Mobile - Android; Razorpay supports SaaS/Web/Cloud, Mobile - Android.

Cashfree Payments vs Razorpay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree Payments - Payment Gateway Software
Talk to an expert
Talk to an expert
Razorpay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Cashfree Payments

Best for Indian businesses needing fast, secure payment collection and disbursal.

Choose if
  • You run an e-commerce or subscription business in India requiring quick payouts.
  • Your finance or payment operations team needs seamless integration with bank verification.
  • You require both local and international fund transfers with fast processing times.
Consider alternatives if
  • You need transparent, fixed pricing plans for predictable budgeting.
  • Your business operates globally with multi-currency requirements beyond INR.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

Cashfree Payments: Best for Indian businesses needing fast, secure payment collection and disbursal. Razorpay: Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Description

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it ... Read More about Cashfree Payments

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Cashfree Payments and Razorpay Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Cashfree Payments and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cashfree Payments pricing
      Razorpay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇮🇳 India
      🇮🇳 India

      Cashfree Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      3

      1

      0

      0

      0

      32

      1

      0

      0

      1

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlighting ease of integration and fast payment processing, tempered by limited user feedback and pricing opacity.

      What buyers like

      • Ease of integration
      • Payment security
      • Fast payout processing

      Common complaints

      • Pricing transparency
      • Limited user reviews

      Buyer sentiment

      Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

      What buyers like

      • Ease of use
      • Payment option variety
      • API integration

      Common complaints

      • Customer support delays
      • Pricing complexity

      Pros and Cons

      • Seamless integration for swift payment collection and disbursal

      • Secure payments with bank account verification

      • Fast local and international fund receipt within 48 hours

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on advanced features or customization

      • Intuitive dashboard providing real-time payment insights

      • Wide range of payment options including UPI, netbanking, and major Indian banks

      • Easy API integration enabling seamless implementation on websites and apps

      • Customer support response times can be slow, causing delays in issue resolution

      • Pricing structure is complex and lacks clarity, especially for specialized payment needs

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Dunzo

      Dunzo

      Shell

      Shell

      Zomato

      Zomato

      Zoho

      Zoho

      Treebo

      Treebo

      FreshToHome

      FreshToHome

      Media and Screenshots

      Screenshots

      Shopify Payment Gateway India Integration 1

      4 Screenshots

      Hosted payment

      3 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      4 Videos

      Top Alternatives to Cashfree Payments and Razorpay in 2026

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      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cashfree Payments or Razorpay?
      Cashfree Payments edges out the other on user ratings (4.5 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cashfree Payments and Razorpay offer a free trial?
      Neither Cashfree Payments nor Razorpay currently lists a free trial.
      What is the starting price of Cashfree Payments vs Razorpay?
      Cashfree Payments starts at Contact for pricing. Razorpay starts at Contact for pricing.
      What are the top alternatives to Cashfree Payments?
      Top alternatives to Cashfree Payments include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
      What are the top alternatives to Razorpay?
      Top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.

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