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Cashfree Payments vs Paytm Payment Gateway Comparison

Last updated:

Cashfree Payments

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian b…

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

Cashfree Payments vs Paytm Payment Gateway — at a glance

FeatureCashfree PaymentsPaytm Payment Gateway
Rating4.5 / 54.5 / 5
Reviews486
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesOnlineOnline
CertificationsGDPR
Data residencyIndiaIndia

Key differences between Cashfree Payments and Paytm Payment Gateway

  • Target audience: Cashfree Payments is built for Individuals and Freelancers / Consultants, while Paytm Payment Gateway targets Large Enterprises and Medium Business.
  • Deployment: Cashfree Payments supports SaaS/Web/Cloud, Mobile - Android; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Cashfree Payments vs Paytm Payment Gateway — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree Payments - Payment Gateway Software
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Biggest differences

Start here before you go deeper into features.

Cashfree Payments

Best for Indian businesses needing fast, secure payment collection and disbursal.

Choose if
  • You run an e-commerce or subscription business in India requiring quick payouts.
  • Your finance or payment operations team needs seamless integration with bank verification.
  • You require both local and international fund transfers with fast processing times.
Consider alternatives if
  • You need transparent, fixed pricing plans for predictable budgeting.
  • Your business operates globally with multi-currency requirements beyond INR.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

Cashfree Payments: Best for Indian businesses needing fast, secure payment collection and disbursal. Paytm Payment Gateway: Best for SMEs needing fast, secure mobile and QR code payment processing.

Description

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it ... Read More about Cashfree Payments

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.9/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

4.5

(86)

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

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How do Cashfree Payments and Paytm Payment Gateway Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Cashfree Payments and Paytm Payment Gateway on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cashfree Payments pricing
      Paytm Payment Gateway pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇮🇳 India
      🇮🇳 India

      Cashfree Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      3

      1

      0

      0

      0

      124

      8

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlighting ease of integration and fast payment processing, tempered by limited user feedback and pricing opacity.

      What buyers like

      • Ease of integration
      • Payment security
      • Fast payout processing

      Common complaints

      • Pricing transparency
      • Limited user reviews

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Pros and Cons

      • Seamless integration for swift payment collection and disbursal

      • Secure payments with bank account verification

      • Fast local and international fund receipt within 48 hours

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on advanced features or customization

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Dunzo

      Dunzo

      Shell

      Shell

      Zomato

      Zomato

      No Customers information available.

      Media and Screenshots

      Screenshots

      Shopify Payment Gateway India Integration 1

      4 Screenshots

      Business with Paytm

      1 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      3 Videos

      Top Alternatives to Cashfree Payments and Paytm Payment Gateway in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cashfree Payments or Paytm Payment Gateway?
      Cashfree Payments and Paytm Payment Gateway are closely matched with equal user ratings of 4.5. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do Cashfree Payments and Paytm Payment Gateway offer a free trial?
      Neither Cashfree Payments nor Paytm Payment Gateway currently lists a free trial.
      What is the starting price of Cashfree Payments vs Paytm Payment Gateway?
      Cashfree Payments starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
      What are the top alternatives to Cashfree Payments?
      Top alternatives to Cashfree Payments include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.

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