NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

BluePay vs GoCardless vs Swipesum Comparison

Last updated:

BluePay

4.0(33 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Medium Business

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…

GoCardless

3.8(1,655 reviews)

Starting at Contact for pricing

  • Free Trial
  • Large Enterprises
  • Medium Business

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based…

Swipesum

4.1(54 reviews)

Starting at $25 per analysis

  • Large Enterprises
  • Medium Business

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…

BluePay leads on user satisfaction with a 4.0-star rating across 33 reviews.

BluePay vs GoCardless vs Swipesum — at a glance

FeatureBluePayGoCardlessSwipesum
Rating4.0 / 53.8 / 54.1 / 5
Reviews331,65554
Starting priceContact for pricingContact for pricing$25 per analysis
Free trial No Yes No
Free version No No No
Best forFreelancers / Consultants, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modes24/7 (Live rep), OnlineOnlineOnline
CertificationsSOC 2SOC 2SOC 2
Data residencyUSGlobalUS

Key differences between BluePay and GoCardless

  • Free trial: GoCardless offers a free trial; BluePay does not.
  • Target audience: BluePay is built for Freelancers / Consultants and Medium Business, while GoCardless targets Large Enterprises and Medium Business.
  • User satisfaction: BluePay scores higher with a 4.0-star average.
  • Deployment: BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac; GoCardless supports SaaS/Web/Cloud.

Compare BluePay vs GoCardless vs Swipesum — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

BluePay - Payment Processing Software
Talk to an expert
Talk to an expert
GoCardless - Payment Processing Software
Talk to an expert
Talk to an expert
Swipesum - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

BluePay

Best for

Freelancers / Consultants, Medium Business, Small Business

GoCardless

Best for

Large Enterprises, Medium Business, Small Business

Swipesum

Best for

Large Enterprises, Medium Business, Small Business

BluePay typically suits Freelancers / Consultants and Medium Business. GoCardless tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, ... Read More about GoCardless

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.1

(54)
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare BluePay, GoCardless and Swipesum on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • Not Available
        • $25

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        GoCardless pricing
        Swipesum pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Not Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        Data Encryption

        ✓ Yes

        Data Residency

        🇺🇸 US
        🌐 Global
        🇺🇸 US

        BluePay vs GoCardless User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        20

        6

        1

        3

        1

        420

        32

        7

        9

        112

        30

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is positive across 31 reviews, with strong overall satisfaction.

        What buyers like

        • Affordable rates for merchants
        • Supports multiple payment methods
        • Near-zero hidden costs

        Common complaints

        • Limited international support
        • Basic reporting features
        • No mobile app

        Buyer sentiment

        Buyer sentiment is mixed to positive across 580 reviews, with clear strengths and a few common watchouts.

        What buyers like

        • Simple payment link generation
        • Modern user interface
        • Supports credit and debit cards

        Common complaints

        • Limited international support
        • Fees can be unclear
        • Not suitable for high-volume transactions

        Buyer sentiment

        Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

        What buyers like

        • Cost-effective for small businesses
        • Cloud-based platform
        • Full accounting capabilities

        Common complaints

        • Limited advanced features
        • Not suitable for large enterprises
        • Customer support can be slow

        Pros and Cons

        • BluePay provides a seamless integration of various payment methods, enhancing customer convenience.

        • The platform's low hidden costs make it an attractive option for budget-conscious merchants.

        • On-site payment processing capabilities cater to both online and brick-and-mortar businesses.

        • Merchants should verify international transaction capabilities before committing.

        • Reporting features may not meet the needs of larger businesses.

        • User-friendly payment link generation.

        • Integrated customer service and sales tools.

        • Modern design enhances user experience.

        • May not support all international transactions.

        • Fees can be higher than expected.

        • Affordable solution for small businesses.

        • Comprehensive accounting features included.

        • User-friendly interface simplifies payment processing.

        • Limited features for larger businesses.

        • Customer support may not be responsive.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Media and Screenshots

        Screenshots

        No screenshots available.

        Dashboard

        3 Screenshots

        No screenshots available.

        Videos

        video-0

        3 Videos

        video-0

        3 Videos

        video-0

        1 Videos

        Expand your shortlist

        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Compare similar software options

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, BluePay or GoCardless?
        BluePay edges out the other on user ratings (4.0 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do BluePay and GoCardless offer a free trial?
        GoCardless offers a free trial. BluePay does not.
        What is the starting price of BluePay vs GoCardless?
        BluePay starts at Contact for pricing. GoCardless starts at Contact for pricing.
        What are the top alternatives to BluePay?
        Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.
        What are the top alternatives to GoCardless?
        Top alternatives to GoCardless include Stripe Payments, WePay, Braintree Direct, Global Payments, SecurePay.

        Grow your pipeline with buyers who are already looking for you

        254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.