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BluePay vs Balance vs Square Payments Comparison

Last updated:

BluePay

4.0(33 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Medium Business

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…

Balance

4.5(20,705 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased r…

Square Payments

4.6(132 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

Balance leads on user satisfaction with a 4.5-star rating across 20,705 reviews.

BluePay vs Balance vs Square Payments — at a glance

FeatureBluePayBalanceSquare Payments
Rating4.0 / 54.5 / 54.6 / 5
Reviews3320,705132
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forFreelancers / Consultants, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modes24/7 (Live rep), OnlineOnline24/7 (Live rep), Online
CertificationsSOC 2SOC 2, GDPRSOC 2, GDPR
Data residencyUSGlobalUS

Key differences between BluePay and Balance

  • Target audience: BluePay is built for Freelancers / Consultants and Medium Business, while Balance targets Large Enterprises and Medium Business.
  • User satisfaction: Balance scores higher with a 4.5-star average.
  • Deployment: BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac; Balance supports SaaS/Web/Cloud.

Compare BluePay vs Balance vs Square Payments — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

BluePay - Payment Processing Software
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Balance - Payment Processing Software
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Square Payments - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

BluePay

Best for

Freelancers / Consultants, Medium Business, Small Business

Balance

Best for

Large Enterprises, Medium Business, Small Business

Square Payments

Best for small to mid-sized businesses needing simple mobile payment processing.

Choose if
  • You run a retail, food, or mobile vendor business needing quick mobile payments.
  • You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
  • You prefer a low-cost, fast setup without complex integrations or customization.
Consider alternatives if
  • You are a large enterprise requiring complex payment integrations and advanced reporting.
  • You need detailed pricing transparency and extensive customization options.

BluePay typically suits Freelancers / Consultants and Medium Business. Balance tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with ... Read More about Balance

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Square Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare BluePay, Balance and Square Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        Pricing information not available

        Square Payments pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Not Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🇺🇸 US
        🌐 Global
        🇺🇸 US

        BluePay vs Balance User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        20

        6

        1

        3

        1

        1

        0

        0

        0

        0

        120

        23

        4

        1

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is positive across 31 reviews, with strong overall satisfaction.

        What buyers like

        • Affordable rates for merchants
        • Supports multiple payment methods
        • Near-zero hidden costs

        Common complaints

        • Limited international support
        • Basic reporting features
        • No mobile app

        Buyer sentiment

        Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits.

        What buyers like

        • Ease of use
        • Flexibility
        • Revenue-driving features

        Common complaints

        • Pricing opacity
        • Limited customization

        Buyer sentiment

        Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features.

        What buyers like

        • Ease of use
        • Mobile compatibility
        • Quick setup

        Common complaints

        • Pricing transparency
        • Feature limitations

        Pros and Cons

        • BluePay provides a seamless integration of various payment methods, enhancing customer convenience.

        • The platform's low hidden costs make it an attractive option for budget-conscious merchants.

        • On-site payment processing capabilities cater to both online and brick-and-mortar businesses.

        • Merchants should verify international transaction capabilities before committing.

        • Reporting features may not meet the needs of larger businesses.

        • User-friendly interface with self-service features

        • Flexibility in payment processing options

        • Features that help increase revenue and manage costs

        • Pricing is quotation-based and not publicly available

        • Limited information on advanced customization capabilities

        • Ease of use on mobile devices

        • No cost to download and quick setup

        • Supports credit and debit card payments seamlessly

        • Pricing details not publicly available

        • Limited information on advanced features

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Media and Screenshots

        Videos

        video-0

        3 Videos

        video-0

        1 Videos

        No videos available.

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, BluePay or Balance?
        Balance edges out the other on user ratings (4.5 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do BluePay and Balance offer a free trial?
        Neither BluePay nor Balance currently lists a free trial.
        What is the starting price of BluePay vs Balance?
        BluePay starts at Contact for pricing. Balance starts at Contact for pricing.
        What are the top alternatives to BluePay?
        Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.
        What are the top alternatives to Balance?
        Top alternatives to Balance include BluePay, WePay, Square Payments, Braintree Direct, Paymentwall.

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