BluePay vs Balance vs Square Payments Comparison
BluePay
Starting at Contact for pricing
- Freelancers / Consultants
- Medium Business
BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…
Balance
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased r…
Square Payments
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.
Balance leads on user satisfaction with a 4.5-star rating across 20,705 reviews.
BluePay vs Balance vs Square Payments — at a glance
| Feature | BluePay | Balance | Square Payments |
|---|---|---|---|
| Rating | 4.0 / 5 | 4.5 / 5 | 4.6 / 5 |
| Reviews | 33 | 20,705 | 132 |
| Starting price | Contact for pricing | Contact for pricing | Contact for pricing |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Freelancers / Consultants, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | Available | — |
| Support modes | 24/7 (Live rep), Online | Online | 24/7 (Live rep), Online |
| Certifications | SOC 2 | SOC 2, GDPR | SOC 2, GDPR |
| Data residency | US | Global | US |
Key differences between BluePay and Balance
- Target audience: BluePay is built for Freelancers / Consultants and Medium Business, while Balance targets Large Enterprises and Medium Business.
- User satisfaction: Balance scores higher with a 4.5-star average.
- Deployment: BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac; Balance supports SaaS/Web/Cloud.
Compare BluePay vs Balance vs Square Payments — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Freelancers / Consultants, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
Best for small to mid-sized businesses needing simple mobile payment processing.
- You run a retail, food, or mobile vendor business needing quick mobile payments.
- You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
- You prefer a low-cost, fast setup without complex integrations or customization.
- You are a large enterprise requiring complex payment integrations and advanced reporting.
- You need detailed pricing transparency and extensive customization options.
BluePay typically suits Freelancers / Consultants and Medium Business. Balance tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay | Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with ... Read More about Balance | Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn. |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | — | Small BusinessMedium Business | 1-50 employees51-500 employees |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo | Square Payments has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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Compare BluePay, Balance and Square Payments on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | |||
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Pricing Plans |
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Pricing Page | Pricing information not available | Pricing information not available | ![]() |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes | ✓ Yes |
|---|---|---|---|
HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | — | ✓ Yes | ✓ Yes |
Single Sign-On (SSO) | — | ✓ Yes | — |
Multi-Factor Auth (MFA) | — | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Audit Logs | — | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🌐 Global | 🇺🇸 US |
BluePay vs Balance User Reviews & Rating Comparison
User Ratings | |||
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Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is positive across 31 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Users generally appreciate Balance for its ease of use and flexibility, though some express concerns about pricing transparency and customization limits. What buyers like
Common complaints
| Buyer sentiment Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Videos | ![]() 3 Videos | ![]() 1 Videos | No videos available. |
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Alternatives
Alternatives |
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Related Blogs and Articles for Payment Processing Software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, BluePay or Balance?
- Balance edges out the other on user ratings (4.5 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do BluePay and Balance offer a free trial?
- Neither BluePay nor Balance currently lists a free trial.
- What is the starting price of BluePay vs Balance?
- BluePay starts at Contact for pricing. Balance starts at Contact for pricing.
- What are the top alternatives to BluePay?
- Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.
- What are the top alternatives to Balance?
- Top alternatives to Balance include BluePay, WePay, Square Payments, Braintree Direct, Paymentwall.










