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Actual vs Eclipse Comparison

Last updated:

Actual

Starting at $4 /Month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our easy-to-use, local-first, and 256-bit…

Eclipse

Starting at $12 /Month

  • Large Enterprises
  • Medium Business

Eclipse is a comprehensive finance app that provides users with the power to manage their finances. Its user-friendly interface enables users to effortlessly view transactions, create budget plans, and analyze monitory p…

Actual vs Eclipse — at a glance

FeatureActualEclipse
Rating
Reviews
Starting price$4 /Month$12 /Month
Free trial Yes No
Free version No No
Best forIndividuals, Freelancers / Consultants, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPersonal Finance SoftwarePersonal Finance Software
PlatformsSaaS/Web/Cloud, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/Cloud
APIAvailable
Support modesOnlineOnline
CertificationsSOC 2
Data residencyUSUS

Key differences between Actual and Eclipse

  • Pricing: Actual starts at $4 /Month, while Eclipse starts at $12 /Month.
  • Free trial: Actual offers a free trial; Eclipse does not.
  • Target audience: Actual is built for Individuals and Freelancers / Consultants, while Eclipse targets Large Enterprises and Medium Business.
  • Deployment: Actual supports SaaS/Web/Cloud, Mobile - iOS, Installed - Windows, Installed - Mac; Eclipse supports SaaS/Web/Cloud.

Actual vs Eclipse — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Personal Finance Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Actual - New SaaS Software
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Eclipse - New SaaS Software
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Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Actual

Best for

Individuals, Freelancers / Consultants, Medium Business

Eclipse

Best for

Large Enterprises, Medium Business, Small Business

Actual typically suits Individuals and Freelancers / Consultants. Eclipse tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our ... Read More about Actual

Eclipse is a comprehensive finance app that provides users with the power to manage their finances. Its user-friendly interface enables users to effortlessly view transactions, create ... Read More about Eclipse

Entry Level Pricing

  • Starts from $4
  • Starts from $12

Free Trial Availability

  • Free Trial available
  • No free trial
Get pricing help
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Step 1 of 4

How big is your team?

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How do Actual and Eclipse Compare on Features?

Total Features

6 Features

5 Features

Unique Features

No unique features

No unique features

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Compare Actual and Eclipse on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $4
      • $12

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Eclipse pricing

      Other Details

      Organization Types supported

      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Mac
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Mac
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Actual User Reviews & Rating Comparison

      Spotsaas Editor’s POV generated by AI

      No expert review available for this product

      What buyers like

      • User-friendly interface
      • Comprehensive financial tracking
      • Budget planning tools

      Common complaints

      • Limited investment options
      • May lack advanced features
      • Not suitable for business finances

      Pros and Cons

      No pros or cons available for this product

      • Intuitive design makes finance management easy.

      • Visual analytics help users understand their finances.

      • Budget planning tools aid in financial discipline.

      • Limited features for advanced investors.

      • Not designed for business finance management.

      Media and Screenshots

      Screenshots

      Actual : Dashboard screenshot

      4 Screenshots

      No screenshots available.

      Top Alternatives to Actual and Eclipse in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Actual or Eclipse?
      Actual and Eclipse are closely matched with equal user ratings of -1.0. The right choice depends on your team size, budget, and specific Personal Finance Software needs.
      Do Actual and Eclipse offer a free trial?
      Actual offers a free trial. Eclipse does not.
      What is the starting price of Actual vs Eclipse?
      Actual starts at $4 /Month. Eclipse starts at $12 /Month.
      What are the top alternatives to Actual?
      Top alternatives to Actual include You Need A Budget, Money Dashboard, Qualified, Workvivo, Finance OS.
      What are the top alternatives to Eclipse?
      Top alternatives to Eclipse include Saasu, IntelliJ IDEA, Qualified, Workvivo, Finance OS.

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