9.4
SpotScore
You Need A Budget Reviews in July 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
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Spotsaas Editor’s POV
YNAB (You Need A Budget) uses a digital envelope system where you allocate money to specific spending categories before you spend it. This requires upfront discipline—you must categorize every transaction and adjust allocations monthly. If you prefer passive tracking without active budgeting, YNAB will feel restrictive. The app syncs with most US banks and ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Smooth transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 81-90 out of 1501
C
Christy
04/25/24
Highly recommended, been using YNAB for 3+ years
I've been using YNAB off and on for almost 3 years now. After a couple weeks of using it you're used to how it works and the upkeep becomes a once a week or so quick task rather than a chore. It's allowed me to save much quicker due to having a clear overview, share my subscription with friends due to the YNAB group option and gives plenty of insights into your financial life. I'd highly recommend it to anyone wanting a clearer view of their situation and wanting easily adjustable and smart ...
Read more
C
Christy
04/25/24
Highly recommended, been using YNAB for 3+ years
I've been using YNAB off and on for almost 3 years now. After a couple weeks of using it you're used to how it works and the upkeep becomes a once a week or so quick task rather than a chore. It's allowed me to save much quicker due to having a clear overview, share my subscription with friends due to the YNAB group option and gives plenty of insights into your financial life. I'd highly recommend it to anyone wanting a clearer view of their situation and wanting easily adjustable and smart ...
Read more
M
Morgan
04/24/24
Love me some YNAB
Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just ...
Read more
S
Stephanie
04/24/24
Awesome budgeting app.
YNAB is a life changing app when it comes to budgeting, saving money and getting rid of debt.
M
Morgan
04/24/24
Love me some YNAB
Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just ...
Read more
S
Stephanie
04/24/24
Awesome budgeting app.
YNAB is a life changing app when it comes to budgeting, saving money and getting rid of debt.
J
JH
04/23/24
I def needed a budget
The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.
J
JH
04/23/24
I def needed a budget
The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.
K
klant
04/23/24
Good budgeting tool
Nice website, very good tool for budgeting.
K
klant
04/23/24
Good budgeting tool
Nice website, very good tool for budgeting.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].