9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 861-870 out of 1501
AY
A YNABer
06/26/23
YNAB is a game changer if you want to…
YNAB is a game changer if you want to control your budget. It’s a zero based budgeting system that gives every dollar a job. I would be in the dark with my budget, without YNAB.
K
Kristian
06/26/23
Helping us feel wealthier.
Helping us feel wealthier. Have used the platform for one year now. The platform gives us tools and teaches workflows to prioritize our income to what really makes us happy and are needed. Our saving are better, and we have more money to our priorities. On top of that they have excellent customer support, a wealth of guides - both for technical methods, nut also for mindset - and how to talk with you partner about money prioritizing. We dont use all the features, and the platfom still have ...
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AC
Adam Cooper
06/25/23
Best budgeting app there is
Best budgeting app there is. Huge range of bank connections, very smart and simple interface… which can also go into a lot of detail. Highly recommend!
J
JENNIFER
06/25/23
Great experience
I enjoy going in and seeing what i have and what money I have set aside. I still so the basic things on it and trying to learn advance stuff we can be doing with it- that will make it even better.
R
Roger
06/24/23
an indispensable tool
It has become a habit and I love how it grabs information from banks etc. It has been an excellent tool to help me budget
DG
David grant
06/24/23
Awesome
Awesome, best way to organize your finances and your life.
N
Nichy
06/24/23
Perfect for everyone
Fundamentally changed the way i budget. It also provides a much great feeling of control on one's money. 10/10 would recommend to anyone that needs to spend money
GS
Gary S. Hall
06/23/23
Budgeting, who knew?have never had an accurate accounting…
I have never had an accurate accounting of my finances until I got YNAB. It is amazing to know where every dollar is and how they are spent and to budget for future events.
D
DR
06/23/23
I can always trust my budget and get…
I can always trust my budget and get support from the wonderful admin team. I Hage set my financial goals and YNAB has been instrumental in keeping me on track
AY
Anon Ymous
06/23/23
Budgeting Experts
I've been using YNAB for many years now and it has helped me keep track of my expenses, locate unknown transactions, and visually show how I spend my money. Highly recommended if you need to get on to a path of financial comfort.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].