9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 831-840 out of 1501
AV
Amanda V
07/15/23
YNAB is so efficient
YNAB is so efficient. It gives a clear picture of where I am at financially, and I especially love being able assign money to future months. Since YNAB offers for others to have a free account linked to mine, I am teaching budgeting skills to my older girls with that feature.
BI
Betsy in Colorado
07/15/23
YNAB Equips and Empowers Single Parents
I’ve used YNAB for over a year now. It’s a part of my daily life, and I am so grateful for this resource and the incredible team of people behind it. I am constantly being educated, encouraged, and empowered through the tools YNAB provides. As a single mom who manages every dollar closely, YNAB is essential. My 17-year-old daughter is even on board! I highly recommend YNAB to my friends and to the world at large.
D
David
07/14/23
YNAB is an excellent tool to help you…
YNAB is an excellent tool to help you get your financial life under control.
D
Deanna
07/14/23
This app really gets me focused on long…
This app really gets me focused on long and short term spending. I'm aware of everything in my finances and feel in control. It saves me money and is easy to use after the initial "figuring out" phase.
TR
Teresa Robbins
07/13/23
YNAB Changed Our Relationship with Money
We started using YNAB over a year ago, and it's been a game-changer. I have a background in finance, however when it came to our own family financial plan, I was missing the mark. Getting started was challenging at times, because we had to shift our habits, although the YNAB crew is always SUPER helpful. I don't use those all caps lightly - they are accessible, cheerful, and somehow they make budgeting fun. Using YNAB has changed our relationship with money for the better, and it's taken ...
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S
Scotty
07/11/23
YNAB is the GOAT!
This program is the best! Absolutely simplified our finances, and made it much easier to budget for debt pay-off.
K
Kimmo
07/10/23
Nice method, good software
Nice method to manage money and good quality software.
N
Natasha
07/09/23
YNAB is a game-changer
YNAB has absolutely changed the way I not only manage my finances but also view my spending habits. It has completely redefined the way I think about money and I genuinely love using it. Outside of the tool itself, YNAB offers great resources and excellent customer service to its users. I recommend YNAB to others all the time.
S
Sheri
07/07/23
Great App
It has helped me keep track of my finances.
DH
Diana Hill
07/07/23
Love it
Love it! It's help me save and manage my money
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].