9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
Add to compare
You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
Filter results
Sort by :
Showing 781-790 out of 1501
A
Andreea
08/08/23
The app to use to track and plan your budget
Easy to use app, great help for keeping a track of your expenses and plan a budget for future events, like holidays. I totally recommend it.
EG
Erica Gott
08/07/23
I know what money I have
Finally, I have money left at the end of the month and I know exactly what I need every month. I even can plan on future purchases.
D
Daniel
08/07/23
Simply the best
I have been using this budgeting app for well over a year now, and truly the best budgeting app I have used. Flexible enough for life events, yet strict enough to avoid impulse purchases. The syncing with banks, and therefore reconciling accounts is a much easier process. Depending on the number of transactions you may have, pick a time period 5days, a week, or 2, shorter is easier, and reconcile. Gives a nice feeling knowing all is in balance currently and future expenses/goals are ...
Read more
J
Joseph
08/06/23
Fantastic Budgeting Tool
Easy to use, and the syncing with bank accounts is so helpful. I also really like using the spending reports to help adjust my budget throughout the year. Only downside is the spending report is not on the mobile app, but I mostly use YNAB in the browser so it doesn't effect me much; but that would be nice update.
S
Sergii
08/03/23
Life changing
An excellently packaged service which not only provides you with a tool, but also teaches you to manage your finances. Very smooth onboarding experience. Automated import of bank transactions. Excellent support.
C
Carrie
08/03/23
I have been using YNAB for over a year…
I have been using YNAB for over a year and it has been amazing with keeping me on track and the payment status bars are great to keep me on track. I have recommended this app to multiple people. Well worth the subscription price.
A
Amy
08/03/23
YNAB beats all other budgets
I have tried every budget plan/software- YNAB has given me the most success managing my money. Once I learned the software I was hooked! I've been using YNAB for over a year and i have never before been as consistent with my budget as I am with YNAB. In the past I've always opted for free budgeting options but my brother got me started on YNAB and it has proven it is worth the money. Budgeting used to be a chore I would put off, but now it's fun and productive and I'm excited to plan what's ...
Read more
B
B.C
08/02/23
After a separation
After a separation, I found that budgeting (as well as a reduction in expenses from two people to one) really helped me live my rich life. My life has been remarkably stress free, and that takes into account emergency medical expenses and a job hiatus. All of which was planned for with the app.
C
Customer
08/02/23
Great decision making/budget tool
This platform has a learning curve but they have great tutorials and help to get you started. Once you get your expenses set up it's so easy to keep track of everything! I check it every morning and use it more as a decision-making tool before I buy something. It has allowed me the freedom to not feel guilty about buying things I need (and want) and it feels good to be planning ahead for those yearly expenses that always seemed to pop up.
AB
Andrew Bayes
08/02/23
Very helpful
Date of experience: August 03, 2023
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].