9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 711-720 out of 1501
DR
Doug Rice
09/10/23
Simple, secure, works.
Simple, secure, and truly works.
V
VJM
09/10/23
YNAB is a very effective budgeting tool!
In the beginning or our YNAB subscription we had many questions and the YNAB team helped us get through it all. We have changed the way we budget and YNAB is helping us get closer to our goals in a clear and concise manner. I would highly recommend YNAB to anybody looking for a very effective budgeting tool!
T
there
09/09/23
A great way to get a visual on your…
A great way to get a visual on your budget and the reality of where money goes. Worth the investment of time and cost.
GA
Giuseppe Arcieri
09/09/23
Super useful
Super useful, helped me a lot
RE
Ryan E. Butler
09/09/23
Fantastic
Fantastic!
P
Patrick
09/09/23
Fantastic if you’re just starting out or if you are ultra advanced
I love how scalable this software is! I can have a few simple budgets or I can plan every single penny! I also love the mobile interface! Super easy and powerful!
AK
Adhitya Kurniawan
09/08/23
the most useful budget app
have been using ynab since v4, ynab helped me to track my finance, plan my expenses while still have the freedom to change it should incident occur and also can help plan to pay any kind of debt
R
Ron
09/08/23
YNAB for All
YNAB for All. Everybody should have a budget but a budget without having a good system of allocating and accounting for money spent or saved is not very useful. YNAB is a great system and app. I recommend to anybody give it two months of effort to set it up and and use it and then watch your finances improve as your money starts really doing what you want it to do.
A
Aleksandar
09/08/23
The best budgeting app I’ve ever used
YNAB changed the way I think about money. It has helped me discover how I manage money and improve it.
A
Alex
09/08/23
YNAB completely changed my life and my…
YNAB completely changed my life and my finances. It’s worth every single penny, but honestly the cost is extremely reasonable. I paid off $17,000 in credit card debt in less than a year and my income isn’t very high. It’s not how much you make but what you do with what you do have! Highly highly recommend!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].