9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 691-700 out of 1501
BC
Becky Chopson
09/17/23
Rapid Response
They always respond quickly and with clear instructions.
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Scott
09/17/23
I now have a complete understanding of…
I’ve been using YNAB for a year. I now have a complete understanding of where and how much money I am spending There is a learning curve to this YNAB, but once I got it, it’s a piece of cake to maintain. I find that I need to spend a few minutes most days approving transactions from linked bank accounts. But it’s just a few minutes. Makes reconciling checking accounts a breeze. This system has paid for itself in the past as I discovered a few double charges from vendors. Even Citi card ...
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Tyler
09/17/23
By far the best personal budgeting app…
By far the best personal budgeting app available.
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Marcel
09/17/23
I have been usual YNAB for around 2…
I have been usual YNAB for around 2 years now and can confidently say it's easily worth its price. I know where my money goes, I am aware of how much I spend for what, and as a result have significantly improved my financial situation. The app runs super smooth. It doesn't feel like a chore to manage all my expenses, I actually enjoy doing it.
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Michael
09/15/23
Life changing
This program changed my life and how I use my money. There's definitely a steep learning curve about relationship with money. But there is so much support out there to help you out. I recommend this software to my partner and family.
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jami S
09/15/23
Perfect balance of easy and maintenance
Super easy but also requires some daily maintenance which is the perfect combination for staying on budget. You don’t want to do it all yourself, especially if there are changes to your income/expenses, but you also want to stay engaged with the program so that you…. stay on budget. I used to have my own excel spreadsheet pre-married/kids days and absolutely did not keep up with it. This works for a family of four, three incomes, and a lot of expenses.
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Cameron
09/15/23
YNAB does it right
YNAB has saved us so much time and money. It has allowed my wife and I manage money in an easy yet in depth and precise way. There is a learning curve to the system but it is worth it. I have tried a few other budgeting and money management apps and none of them are as easy or organize money as well as YNAB.
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Rob
09/15/23
I absolutely love YNAB!
I absolutely love YNAB!! I've tried other budgeting apps before but nothing ever really stuck. But YNAB did! I love the simplicity of the app, quick response from the support team and the community OMG!! I just renewed my subscription (which is very affordable) and plan to renew for the foreseeable future. Thanks YNAB!
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Yoj
09/14/23
Much easier to use than I expected
Much easier to use than I expected. As a senior on a pension, it is very helpful to be able to track my expenses so easily. Love the automatic download of data from my bank. Once initial set up done, literally only takes minutes each week to stay current. And it’s fun to watch my “vacation” savings grow!
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there
09/14/23
I love everything about YNAB
I love everything about YNAB! Its user friendly and has many different vide0's/tips to make budgeting easier!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].