9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 651-660 out of 1501
GO
Great Opportunity, High Commis
09/29/23
Phenomenal!
YNAB is phenomenal!!! I absolutely love this budgeting app!!!
T
there
09/29/23
Life changing.
Over the year that I've been using this program I've gone from living on the edge of my bank account to having a savings account. Something I've never been able to do before.
M
Mary
09/28/23
YNAB has taught me to only spend what I…
YNAB has taught me to only spend what I actually have and the skills to save for future expenses. Additionally I now always stop to consider if what I want to purchase is really necessary.
L
Lynn
09/27/23
Finally, a budget system that works!
We have never been able to find a budget system that works for us in 30 years of marriage until we discovered YNAB. I can't stress enough how easy this has made it to budget and track our spending.
M
Maddie
09/27/23
YNAB saved my wallet
I love YNAB! It has helped me manage my money in a more efficient way, allowing me to save for anything from an emergency fund to a fun vacation. I use YNAB daily and am so thankful to have this as an easy and fun way to manage my money.
T
there
09/27/23
Education material and customer service…
Education material and customer service makes me feel like the people who work at YNAB really do want me to have financial success.
T
there
09/27/23
Works great
Works great. Helps me keep tabs on budget
C
Carolynn
09/27/23
I love this budgeting app, I recommended it to everyone who's ever talked to me about budgeting since I got it
I have had an extremely positive experience with this app and this program . I am currently making less money than I have in several years, but I feel like I have more money than I ever have, because this budgeting is so much easier than everything else I've ever tried. There is a pretty steep learning curve to get started, but once I got past that it has been so helpful. Helpful. One of the best features for me is that I get to be more reactive than proactive when it comes to tracking my ...
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J
JA
09/26/23
Easy and satisfying budget tool!
YNAB is easy to use, intuitive, and full featured. Definitely worth it!
R
robert
09/25/23
Great tool
Great tool, really helpful
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].