9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 541-550 out of 1501
BG
Brian G. Walsh
11/17/23
Great application
Great application! By far the best budgeting application out there. Way more features and capabilities.
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Cathy
11/17/23
Extremely helpful
There’s a learning curve, but tons of helpful videos and also tons of live webinars where you can ask questions. Every person has been friendly and helpful. The app works well, has plenty of flexibility to use it the way you want to, and is extremely helpful in keeping you aware of all transactions and on track.
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Us
11/16/23
Able to save for big yearly expenses now!
We started using YNAB because we wanted to save up for big yearly expenses and a 20 yr anniversary vacation. Now a year later, we have reached those goals and we are managing our money better than we ever have our entire lives. Thanks so much.
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Sandra
11/15/23
Best money management app EVER!
Best money management app I've ever used! It always works, support is awesome and I love the convenience of the app.
K
ka
11/15/23
Customer service is great
Customer service is great, the system works. I absolutely love this product. If i was a tech person I would want to work here
A
Abbie
11/15/23
YNAB is AWESOME!
I have ADHD and struggle with spending. My husband and I share an account. It has really helped me realize the amount of money I have in my checking account is ALL spoken for in one way or another! My husband looks at the bank account online and I look at YNAB to see how much we have to spend on fun things, bills, extra debt payoff, etc. This app has really been life changing for me to build skills to think of my money differently. I'm not perfect in my spending, but this method has worked ...
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Erik Dempsey
11/15/23
YNAB Removed my excuses for poor budget management
YNAB makes managing my budget and my money easy! Period! The category groups, categories, reports, the integration with banks and credit cards to get transactions, and their support is polite and quick to respond. Plus, they teach you how to use the product and how to have a budget and why! Amazing! The mobile app is amazing! Having my accounts AND my budget in the palm of my hand is invaluable! I can be out and about and need to buy something and just grab phone to see what I have in that ...
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C
Corey
11/14/23
The Best!
YNAB is the best budgeting app I have ever used. It is very simple and helps align spending with my values and goals.
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Tim
11/14/23
Perfect for anyone just starting out.
Perfect for anyone just starting out. Friendly yet not hand holdy.
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Sybil
11/13/23
Great customer service and free classes! Thank You!
Customer service and your free classes! Your podcast is great too. The ease of use of your mobile app helps me also stay on top of a complex family office when I’m on the road. I recommend YNAB to our friends and family - it has been a complete game-changer for us helping me to stop my vagueness around money.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].