9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 401-410 out of 1501
WA
Wayne A
01/05/24
You MUST give this an honest shot!
This is the best personal finance tool I have ever used and a game changer for your financial future. After years of DIY Excel sheets and using a competitors' software, I have been WASTING MONEY. This system is genuinely invested in you and your financial success. The "4 Rules" work when followed. This system offers to TEACH you to think about when and where to spend money in a way that promotes you and your financial well-being. The pain of poor decisions is instantaneous, to help you ...
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C
CDA
01/05/24
YNAB is the best budgeting tool
YNAB is the best budgeting tool! It has truly changed the way I manage our family’s finances.
J
Jair
01/05/24
Easy to use
This app is built for day to day easy solutions to keep a sane budget for you house or even small business.
L
Lauren
01/04/24
YNAB has literally changed my budget!
YNAB has literally changed our budget! We used to think we lived paycheck to paycheck but with YNAB we realized we just spent way too much money in certain areas. Not only have we been able to find $1000 a month that we didn’t realize was there but we’ve been able to save to go on dream trips and even buy a house. I 10000% recommend this budgeting system over any other I’ve used! Once you get over the learning curve it’s totally worth it
TS
Tay Shi Hui
01/04/24
Want to have a healthy relationship with money - use YNAB
I have been trying out various expenses tracking apps, and YNAB is one that I must say, exceeds my expectations. At the beginning, it was a steep learning curve; I got to understand how YNAB works, and changed my habits and relationships with money. In fact, I restarted my budget for 6 times before I eventually understood how YNAB works. Watching YouTube videos help; such as YNAB and NickTrue; Mappedoutmoney. I took awhile to grasp it, but after that, it was a breeze.. just cruising ...
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WP
Wm Peck
01/04/24
YNAB Support is fantastic.
Date of experience: January 05, 2024
T
there
01/03/24
YNAB has changed our lives and opened…
YNAB has changed our lives and opened up possibilities for our finances that I never dreamt possible.
L
Liam
01/03/24
The best budgeting app
The best budgeting app, changed the way I use money
J
Jose
01/02/24
The interface is easy to use once you…
The interface is easy to use once you take some time to learn the basics of budgeting with YNAB. I use the web and iOS app versions of YNAB and am very pleased with how well it works.
ST
Steve T
01/02/24
YNAB is great
YNAB is great. I keep it simple. I used to use Quickbooks. My sister, who is an attorney introduced me to YNAB and I discontinued Quickbooks a year ago. I'm never going back.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].