9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 361-370 out of 1501
GC
Gareth Cook
01/20/24
I really love the budget app
I really love the budget app! I was using another (the best) but didn’t love that I couldn’t reconcile my accounts. This app lets me do that and now I don’t miss transactions.
S
Sashua
01/19/24
Game Changer…Period
YNAB has absolutely changed my relationship with money. Coming from a household where money was not even a conversation, I searched for something that would help me. I was drowning in overdraft fees, debt, and little money at the end of the month. Within three months had no overdraft fees and was able to pay off one of the loans earlier. I shout from the hilltop to whoever will listen about this app. It’s truly amazing!!!! I don’t even right reviews but I felt compelled to do so cause this ...
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M
Madison
01/18/24
YNAB allows you to take control and see…
YNAB allows you to take control and see the big picture! It has been a game changer for me both in my business and personal life. Thanks, YNAB!
A
Alice
01/18/24
I love this app
I love this app. It's completely changed the way we relate to our money. We had used spreadsheets in the past and did the "keep a budget in local checking then allocate all else to savings". And that was great. But not only does this app pull in transactions for me (something I had lost with the death of some older desktop apps), it forces me to deal with everything I put on credit card UP FRONT. My checking has never gotten close to 0 from day one, we have more money saved than before, we ...
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S
Stephanie
01/18/24
Personalize my financial goals
The software works great. I appreciate the flexibility it has to allow me to personalize my financial goals. And there are great resources to get help when needed. The resources are accurate and easy to understand.
S
Stephanie
01/17/24
Take back control!
I now have control over my money!
JB
Jen B
01/17/24
Easy to use app and web interface
Easy to use app and web interface. I couldn’t manage my money without YNAB!
NJ
Nicole J
01/17/24
Ynab is awesome
I've always had money to pay my bills but somehow kept getting behind. Ynab has helped me look at my money differently and prepare for those bills that are not monthly but come up anyway. Now I can pay my 6 month car insurance and personal property out of my account instead of putting it on a credit card.
D
Drew
01/16/24
Great and Beneficial Product
This is a great product with updates happening regularly. Using YNAB has helped me to know when I can spend, instead of being fearful and unsure without it.
GG
Gregory Grig
01/16/24
I have a control over my budget
The YNAB app's intuitive UI makes budgeting a breeze. They are packed with informative content, guiding you through how to use the app and get financial insights. Though there's a learning curve, the payoff is well worth it!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].