9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 201-210 out of 1501
D
Deb
03/05/24
Highly recommend YNAB
I looked at lots of budget programs before choosing YNAB. It is the only one I found that allowed me to do envelope style budgeting easily. I works seamlessly with my bank account, so I know exactly how much money I am spending and saving.
BW
Brent W
03/04/24
The app is excellent
The app is excellent. Support has been phenomenal. Always great solutions and quick replies. You can tell their support team are also users which is a great testament to the product.
T
Thompson
03/03/24
Helpful
Lots of articles to learn their system, and very responsive when I reached out for help!
J
John
03/03/24
Extremely easy to create and stay on a budget
YNAB makes it extremely easy to create and stay on a budget. YNAB walks you through the process of creating a budget and provides helpful suggestions on budget categories. Assigning transactions to budget categories requires only a couple of mouse clicks. YNAB remembers previous transactions, making assignments even faster for frequent transactions. Setting targets for budget categories allows you to save for long term expenses. The color coding on category amounts helps you see at a glance ...
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D
Deserthair
03/03/24
Amazing budgeting program
Amazing budgeting program! Wish I had found it years ago. It has helped me budget literally for all expenses through the year and keeps me on track for my financial goals. It feels like I have more money and I feel in control. The principles are awesome. Thank you YNAB team!
A
Ania
03/03/24
Effective and User-Friendly Budgeting Solution
Having used the YNAB app for over a year, I can confidently say it's been a key player in transforming our family budget management. The intuitive interface made it easy for us to establish a healthy routine, and the excellent customer support has been reassuring. What sets YNAB apart is its user-friendly design, making budgeting a straightforward process. The customer support is responsive and helpful, addressing any questions or concerns promptly. The app's informative videos and blog ...
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P
Pat
03/02/24
It made me think differently.
It made me think differently about the way I’ve been managing our money. The habit I’ve developed of reconciling credit card daily has eliminated any worries about being scammed - and also identified unnused subscriptions. I love the community feeling I get from YNAB. The video support and documentation is terrific.
S
Sandra
03/02/24
It has made a budgeting process much…
It has made a budgeting process much easier to track
R
Rebecca
03/02/24
Best budgeting/checkbook system out there
I tried multiple budgeting/checkbook systems and this one is hands down the best. Love the way it handles imports, assigning money, etc. They make it so easy.
J
JJ
03/01/24
I know where my money goes
This application has changed my life. An uneasiness I wasn’t fully aware that I had is gone, the uneasiness of not knowing where my money is going.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].