9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
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You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Showing 1221-1230 out of 1501
B
Bozhidar
02/06/23
I am so glad I found the app
I am so glad I found the app. It helped me be more conscious and know where my money goes and how much I can spend and how much I can't spent on things. It also helped me save some and I managed to open an investment account which I wanted for so long but could never save up for. Thanks YNAB
JB
Jess B
02/06/23
New Years Resolution = Lifelong YNABer
I've been using YNAB since January 2022-- it was a New Year's resolution that has turned into a lifelong habit. I would never use anything else. It takes a second to rewire your brain if you've been using a different system, but I have to tell you, this is far superior to any other way I've done it. It really protects your money while giving you total flexibility. I'd recommend it to anyone-- from my college-age daughter to my senior citizen mother. A+++
H
Hernan
02/06/23
Amazing budgeting app literally changed…
Amazing budgeting app literally changed my life
J
Joseph
02/06/23
YNAB has truly transformed our family…
YNAB has truly transformed our family finances. We have known for a long time that we needed to get control of our spending to avoid constant overdraft surprises, unwanted fees and mounting frustrations with bills. For years I have struggled with various budget solutions. None ever seemed to really work. When I found YNAB and understood the idea of giving every dollar a "job" as it hit my bank account...it was completely revolutionary for me. That single idea has allowed us to pay off debt ...
Read more
D
Daniel
02/06/23
Greatest budget of all time
YNAB is a highly effective method of budgeting with excellent software to go with it. Using YNAB I feel like I am always 100% in control of my money. The YNAB support team is second to none with their one-on-one technical support, always replying to my emails within 24hrs.
J
Joseph
02/06/23
YNAB has truly transformed our family…
YNAB has truly transformed our family finances. We have known for a long time that we needed to get control of our spending to avoid constant overdraft surprises, unwanted fees and mounting frustrations with bills. For years I have struggled with various budget solutions. None ever seemed to really work. When I found YNAB and understood the idea of giving every dollar a "job" as it hit my bank account...it was completely revolutionary for me. That single idea has allowed us to pay off debt ...
Read more
JB
Jess B
02/06/23
New Years Resolution = Lifelong YNABer
I've been using YNAB since January 2022-- it was a New Year's resolution that has turned into a lifelong habit. I would never use anything else. It takes a second to rewire your brain if you've been using a different system, but I have to tell you, this is far superior to any other way I've done it. It really protects your money while giving you total flexibility. I'd recommend it to anyone-- from my college-age daughter to my senior citizen mother. A+++
H
Hernan
02/06/23
Amazing budgeting app literally changed…
Amazing budgeting app literally changed my life
B
Bozhidar
02/06/23
I am so glad I found the app
I am so glad I found the app. It helped me be more conscious and know where my money goes and how much I can spend and how much I can't spent on things. It also helped me save some and I managed to open an investment account which I wanted for so long but could never save up for. Thanks YNAB
D
Dominique
02/06/23
One of the GOATs
This app is really well thought out. It has a clear purpose - improve your relationship with and understanding of money - and is interesting and challenging enough to make you rethink a lot of things. It’s like a game and it’s contemplative and it’s serious business. One of the best things out there truly.
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