9.4
Spot Score
You Need A Budget Reviews in June 2026: User Ratings, Pros & Cons
Manage your money, meet your goals.
Add to compare
You Need A Budget Reviews & Ratings
Spotsaas Editor’s POV
YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
You Need A Budget pros and cons
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
Filter results
Sort by :
Showing 1111-1120 out of 1501
M
Merrilyn
03/12/23
YNAB: great financial secretary
Having budgeted for many years using other means, I have found YNAB to be very user friendly and I certainly do recommend it. With anything new, there is always a learning curve and YNAB was no exception. However, help was a quick email away every time I needed it. YNAB will even keep track of bank and credit card charges, which I find extremely helpful. Great app!
EU
Erick U
03/12/23
Awesome app!
Awesome app! I've been using it for a year now. I tried a lot of expense trackers and budgeting applications before, but YNAB blows them out of the water :)
M
Mai
03/12/23
I enjoy the structure of YNAB
I enjoy the structure of YNAB. You can only budget the money you have now. I also like the useful trainings and customer support.
D
Dorothy
03/12/23
Very good app
Very good app. In Canada there are frequent issues with banking info loading. There is a learning curve but you can get the support you need pretty quickly.
KK
Kacie K
03/12/23
Love it!
Love how granular it is and that we can assign every dollar in our accounts to a budget item!
DA
Dean Archer
03/11/23
Very good customer service
Very good customer service. Always answer my questions thoroughly.
Z
Zac
03/11/23
I've gotten out of debt and stayed out…
I've gotten out of debt and stayed out of debt from using YNAB over the years. Yes, it's more manual work than other automated banking apps, but that's the whole point: being intentional with your spending.
P
Praetor
03/11/23
This app has changed my life
This app has changed my life! I am no longer struggling with money. You Need A Budget has made it extremely easy to manage my money, and I know exactly where I sit before I make a purchase. This has allowed me more freedom, and I have even started saving money by cutting spending areas that I shouldn't have been spending. I came to YNAB right before bankruptcy, and it honestly has made my life better.
AS
Amanda Stone
03/09/23
YNAB has added EASE & SECURITY to my life
YNAB has changed my life, reduced my stress, and helped me get to a place where I feel responsible with my money. I am an independent contractor and never know how much money I will be making. Sometimes $2,000 a week, sometimes $500! Scary. YNAB has helped me create a sense of safety and security in my ever-fluctuating income by laying it all out in a visible and clear way. Using YNAB has created transparency with myself around my spending habits & addictions, and has eliminated the ...
Read more
SH
Steven Hayes
03/09/23
Like having an accountant run your Family Budget
Ynab is like having an accountant running your family buget for you. Its way smarter than me. It is very comprehensive. It takes a minute to get it setup but once you get it it gets you and it does the job well. Budgets are on track and your finances are easy. I luv it!
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].