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Spot Score

Yolt - Personal Finance Software

Yolt Reviews in May 2025: User Ratings, Pros & Cons

Simplify your finances with automated transfers.

3.5

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Yolt Reviews & Ratings

3.5

Good

Based on 447 ratings & 402 reviews

Rating Distribution

Excellent

(214)

Very Good

(75)

Good

(21)

Poor

(13)

Terible

(79)

Expert's Review

Yolt has garnered mixed opinions over the past 12 months, with some users expressing frustration over blocked accounts and poor customer service. However, amidst these challenges, the product shines through with its ability to provide a comprehensive overview of your finances. One of Yolt's key strengths is its intuitive design, making it easy to track multiple ...Read more

Yolt pros and cons

  • Provides a clear view of all accounts with categorization of spending, aiding in better financial management.

  • Useful for tracking multiple accounts and offers insights into incomings and outgoings for improved budgeting.

  • Offers a debit card that can serve as a convenient substitute for a travel card.

  • Helps users understand their spending habits and take control over their finances.

  • Inconsistent and poor customer service, with delayed responses and lack of clear communication.

  • Accounts being blocked without valid reasons, leading to frustration and financial distress.

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Showing 301-310 out of 402

T

Tamson

06/07/19

2 out of 5

I like the idea

I like the idea, but I haven't been able to link my main Natwest bank account, and there's no explanation why :(

SD

Sarah Drew

06/05/19

5 out of 5

I've only been using Yolt for a few…

I've only been using Yolt for a few days now but I am liking it. I like being able to view both my different banks in one place. I'm also really interested to see if setting spend goals will make me more mindful of my spending. It will certainly help me see where my money is going and make adjustments accordingly

L

Lee

06/04/19

4 out of 5

Still early days but features so far…

Still early days but features so far are useful, a suggestion to add would be able to create new categories, for instance mobile expenses would be one I'd add

JG

James Gordon

06/04/19

3 out of 5

User-friendly layout, but budgeting flawed

This is a nice way of tracking your finances in a more user-friendly format, with transaction names that make sense to you, not your bank, and with charts to track your spending across multiple categories. The budgeting side of Yolt has always held it back though, with them steadfastly refusing to offer alternative payday options to the standard monthly, despite numerous and regular requests from users of the app. This makes it impossible for anyone that does not receive their income on a ...

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R

Ross

06/02/19

5 out of 5

I was a bit sceptical at first but I…

I was a bit sceptical at first but I would highly recommend yolt I have all my accounts and credit cards in one play so I can see what i have spent and can categorise and I can see all my direct debits and subscription in one go

JW

Jack Warrillow

06/02/19

5 out of 5

Worth every p..... oh wait it’s FREE! My favourite app.

I rarely review anything. I rarely download anything that is ‘sponsored’. But for Yolt I broke both rules, and I don’t regret it. Elegant, user friendly, quality app. Everything a millennial needs to get a grip of their finances and take back control. Thank you, Yolt.Jack

K

Kasia

06/01/19

2 out of 5

The idea of the app is great

The idea of the app is great. However, it is missing few functions for me which otherwise would make me want to use the app. Categories - you are not able to edit these. I am stuck here as I want to categorise my expenses my way. Hashtags - you can label transactions your way by using hashtags however you can’t set a budget for your own created categories. Stuck here again Loan repayments - I have loaned money to a friend. There is no option to set up a loan repayable amount where you can ...

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DB

Dan Brown

05/28/19

5 out of 5

It knows everything!

Very surprised at how intuitive this software app is. I made a transfer to my partner as she paid for a superdry shirt for me, the app noticed this & put the transaction in a shopping category with the superdry logo. This saved me the hassle of moving it over from the transfers category, as it is also possible to move items from one category to another with ease. Very happy I downloaded this app & do feel like it is genuinely saving me money as budgets & alarms can be setup!

MF

Michael Francis

05/27/19

5 out of 5

Fantastic app

Fantastic app! Very useful so far. Set up is very easy & it feels secure. Powerful tool to help you see what you have & where it's going. Highly recommended!

JG

Jonathan Goldberg

05/24/19

5 out of 5

Yolt is brilliant !!

Being using YOLT for a week or so and so far it’s totally totally awesome - Way better than my normal banking app... Really makes you feel like you are aware of exactly what’s going on with your money. There was something I could not understand and the support team got back to me immediately with a great explanation.