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Tide

Tide Pricing Plans & Top Alternatives in 2026

Streamline, Simplify, Succeed.

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Trusted by 254,745+ software buyers annually.

Main Features

  • API Integrator
  • Accounting Integration
  • Automations
  • Bookkeeping

Pricing

  • Starts from $16/month, also offers free forever plan

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Tide Pricing

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" Ideal for startups, freelancers, and small businesses looking to save on banking costs."

Free Trial

Not available

Starting Price

$16 / /month

Free Plan

✓ Free forever

Pricing Model

FreemiumSubscription
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Tide Pricing Plans Explained

Free

Free

Individuals & freelancers
  • Your Tide business card - Free

  • Expense Cards for your team - £5 / month

  • Transfer in & out - 20p per transfer

  • ATM withdrawals £1

  • 1.75% fee on foreign currency card transactions

  • Read access for team members

  • Scheduled payments

  • Accounting integrations - Quickbooks Xero Sage and more

Cashback

$65

/month

Large teams & enterprises
  • Your Tide business card Free

  • Expense Cards for your team 3 free expense cards included

  • Transfers in & out Unlimited

  • ATM withdrawals £1

  • 0% on fee foreign currency card transactions

  • Read access for team members

  • Scheduled payments

  • Accounting integrations - Quickbooks Xero Sage and more

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Need a plan for 50+ users?

Get volume pricing, dedicated onboarding, and a custom contract. Switching from another tool? Tide supports data import to get you set up quickly.

Talk to Sales →

Pricing sourced from Tide's official website as of May 2026. For the latest pricing, visit their website.

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Why buyers keep looking beyond Tide

  • Some users might prefer alternatives due to integration needs. Tide connects well with accounting software, yet businesses wanting direct integrations with payroll, ERP, analytics, subscription billing, or payment gateways may opt for platforms that offer broader plug-ins and API-driven automation for end-to-end workflows.

  • Some users might pick other platforms for international operations. Tide focuses mainly on UK and India businesses, so companies dealing with multi-currency accounts, global payouts, or foreign teams may switch to banks offering wider cross-border support and better FX management to simplify global financial workflows.

  • Some users might move to alternatives as their company grows, especially when multiple departments, approval hierarchies, or high transaction volumes come into play. Tide supports small teams effectively, but scaling organizations often look for more granular controls, expense automation, and enterprise-level finance tools offered by larger banking or spend-management platforms.

  • Some users might choose alternatives if they need advanced finance capabilities like budgeting tools, payroll, inventory accounting, or deeper reporting. Tide handles essential banking and invoicing well but doesn’t replace full accounting software, so businesses wanting a single platform for complete financial management may prefer more feature-rich solutions.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

Tide offers a free plan (Freemium) with core features at no cost. You can upgrade to a paid plan anytime to unlock advanced features and higher limits.

Tide offers Freemium, Subscription pricing. Plans start from $16//month. View all Tide pricing plans →

The starting price of Tide is $16/month

Yes, Tide offers a free plan (Freemium) so you can start using core features at no cost. Paid plans unlock advanced functionality.

Most subscription-based tools including Tide offer a discount when you choose annual billing over monthly. Annual plans typically save 15–40% compared to paying month-to-month. Check Tide's pricing page for exact savings.

Most SaaS products including Tide allow you to cancel your subscription at any time. For monthly plans, cancellation typically takes effect at the end of the current billing cycle. For annual plans, refund policies vary — check Tide's terms or contact their support team for details.

Tide offers a free tier or trial that works well for small teams and startups just getting started. As you grow, paid plans provide more capacity and advanced features. See all plans to find the best fit.

Help & Contact

Tide Support Options

Customer ServiceOnline
LocationLondon, England

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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