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8.8

SpotScore

Qonto

Qonto Reviews in November 2026: User Ratings, Pros & Cons

Streamline your accounting with ease.

4.74

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Qonto Reviews & Ratings

4.74

Excellent

Based on 1442 ratings & 1462 reviews

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Rating Distribution

Excellent

(1334)

Very Good

(43)

Good

(3)

Poor

(6)

Terrible

(76)

Spotsaas Editor’s POV

Qonto is a business banking platform built for speed and simplicity. The account-opening process typically completes in hours rather than days, and the interface prioritizes clarity—expense categorization, receipt uploads, and transaction searches are straightforward. Integration with accounting software (Xero, QuickBooks, Wave) and expense tools (Expensify, ...Read more

Qonto pros and cons

  • Fast account opening process, saving time for users and offering immediate functionality.

  • User-friendly interface, making it easy for non-technical users to navigate and manage tasks.

  • Exceptional customer support that is responsive, friendly, and highly effective in resolving issues.

  • Simplifies banking for businesses by offering clear, efficient, and transparent tools for daily operations.

  • Limited functionality for handling large loans or financial needs requiring traditional banks.

  • Marketplace options and advanced integrations could be expanded for more specialized business workflows.

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Showing 781-790 out of 1462

L

Ludovic

05/23/21

5 out of 5

excellent

Intuitif, simple et efficace

JP

J Piau

05/10/21

5 out of 5

Juste the best way

Date of experience: May 11, 2021

AD

azdine doulaki

05/10/21

5 out of 5

Perfect and User friendly plateform

User friendly plateform Perfect and Reactive service Strongly recommended

J

Julien

05/09/21

5 out of 5

what a smooth and efficient experience…

what a smooth and efficient experience with qonto ! I sent a message today for a question regarding a payment transfer and the issue has been solved right away and closed over the phone. well done ! julien

SE

SCI ELM IMMOBILIER

05/08/21

5 out of 5

Merci

Merci, simple, rapide, efficace, un support réactif. "La" banque d'avenir.

OM

olivier maire

05/05/21

5 out of 5

I have been victim of a false use of a…

I have been victim of a false use of a French law and Qonto reacted fast to block my opponents unjustified request. They transferred back the money and unblocked the account in a short delay they are just amazing

A

Alexandru

05/02/21

5 out of 5

By far the best online bank for micro…

By far the best online bank for micro entrepreneurs in France. They have excellent support (in English, Theresa actually called me and helped me with my entire setup), multiple integrations and great overall product. The app is easy to use and the card came in 3 days.

A

Alexander

04/21/21

5 out of 5

Fast

Fast, effective. Unfortunately a bit expensive.

P

Philippe

04/19/21

5 out of 5

Super appli

Super appli, super services top

S

Shahzad

04/19/21

5 out of 5

Tre bien

Very very good

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].