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8.8

SpotScore

Qonto

Qonto Reviews in September 2026: User Ratings, Pros & Cons

Streamline your accounting with ease.

4.74

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Qonto Reviews & Ratings

4.74

Excellent

Based on 1442 ratings & 1462 reviews

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Rating Distribution

Excellent

(1334)

Very Good

(43)

Good

(3)

Poor

(6)

Terrible

(76)

Spotsaas Editor’s POV

Qonto is a business banking platform built for speed and simplicity. The account-opening process typically completes in hours rather than days, and the interface prioritizes clarity—expense categorization, receipt uploads, and transaction searches are straightforward. Integration with accounting software (Xero, QuickBooks, Wave) and expense tools (Expensify, ...Read more

Qonto pros and cons

  • Fast account opening process, saving time for users and offering immediate functionality.

  • User-friendly interface, making it easy for non-technical users to navigate and manage tasks.

  • Exceptional customer support that is responsive, friendly, and highly effective in resolving issues.

  • Simplifies banking for businesses by offering clear, efficient, and transparent tools for daily operations.

  • Limited functionality for handling large loans or financial needs requiring traditional banks.

  • Marketplace options and advanced integrations could be expanded for more specialized business workflows.

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Showing 41-50 out of 1462

IY

Ibrahim Yildiz

05/15/24

5 out of 5

Super merci

Super merci beaucoup

DA

David Alexandre Jacques Cavare

05/13/24

5 out of 5

Rapide

Rapide, simple, efficace, prix plus que correct

A

Ambroise

05/13/24

5 out of 5

Qonto is the best banking system I ever…

Qonto is the best banking system I ever used. Compared to "traditional banks" it's not even comparable. When I advise CEOs about which bank to use, I always recommend Qonto (and a traditional bank on the side if they need to do big loans).

JM

Jean Martin Rene Xavier Sembel

05/12/24

5 out of 5

OK OK

avis favorable

V

Vincent

05/10/24

5 out of 5

Top !

Top : rapide et simple !

DK

Dori Khalaf

05/09/24

5 out of 5

The account opening was very quick and…

The account opening was very quick and reliable, very clear and easy steps !

E

Etienne

05/08/24

5 out of 5

Rapide

Rapide, transparent, simple, efficace

JS

Juline Sarah Claudette Marcell

05/07/24

5 out of 5

Service client au top

Date of experience: May 07, 2024

TE

Tansel Ertürk

05/01/24

5 out of 5

Top Service

Top Service

SM

Scott Mckenzie

04/30/24

5 out of 5

Perfect bank!

Qonto makes banking a pleasure. The website and mobile app make normal daily banking easy. At the same time, the UX provides insight into the growth of my business and expenses. Also, the integrations with other sites, help me quickly keep track of expenses and accounting.

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].