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8.8

SpotScore

Qonto

Qonto Reviews in November 2026: User Ratings, Pros & Cons

Streamline your accounting with ease.

4.74

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Qonto Reviews & Ratings

4.74

Excellent

Based on 1442 ratings & 1462 reviews

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Rating Distribution

Excellent

(1334)

Very Good

(43)

Good

(3)

Poor

(6)

Terrible

(76)

Spotsaas Editor’s POV

Qonto is a business banking platform built for speed and simplicity. The account-opening process typically completes in hours rather than days, and the interface prioritizes clarity—expense categorization, receipt uploads, and transaction searches are straightforward. Integration with accounting software (Xero, QuickBooks, Wave) and expense tools (Expensify, ...Read more

Qonto pros and cons

  • Fast account opening process, saving time for users and offering immediate functionality.

  • User-friendly interface, making it easy for non-technical users to navigate and manage tasks.

  • Exceptional customer support that is responsive, friendly, and highly effective in resolving issues.

  • Simplifies banking for businesses by offering clear, efficient, and transparent tools for daily operations.

  • Limited functionality for handling large loans or financial needs requiring traditional banks.

  • Marketplace options and advanced integrations could be expanded for more specialized business workflows.

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Showing 181-190 out of 1462

K

Kunde

06/11/23

5 out of 5

simple and fast set up in germany

Are you in a hurry to register a start-up in Germany? Qonto are great

AL

Association le.relais.atypique

06/06/23

5 out of 5

Simple

Simple, rapide et efficace 👏 je valide

FK

Fadel Kokolo

05/31/23

5 out of 5

SIMPLE ET PRATIQUE

Date of experience: June 01, 2023

AP

anton prokofiev

05/31/23

5 out of 5

Really smooth process to open an…

Really smooth process to open an account. Got new account for my company in a day. Review process was fast and painless. I tried some alternatives, but it take them much more time and all process was more complicated.

SN

SCHAUVILLER NATHALIE

05/28/23

5 out of 5

Simple et rapide !

Date of experience: May 29, 2023

LC

Laurent Coulonges

05/27/23

5 out of 5

Impeccable

Impeccable MERCI

MM

Mads M

05/25/23

5 out of 5

Wow. Finally a bank with real customercaee

Wow, what a company. Great service and help, And they follow up - which is so important. Qonto is the primary banking partner for my companies in: Germany, France and Spain.

LB

Lennart Bock

05/21/23

5 out of 5

Very fast with opening the account

Very fast with opening the account, very easy to get a credit card. Even easier to get virtual cards. Accounting tools (aka invoice management, payment scheduling) also look nice after a first glance!

FN

firooze nafisi

05/17/23

5 out of 5

Fast service

Fast, easy, professional customer support but by respect please add the pdf format for statements 🥰

GM

Gerald Marini Liberty-web.fr

05/14/23

5 out of 5

Rapide et simple

Date of experience: May 15, 2023

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].