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8.8

SpotScore

Qonto

Qonto Reviews in September 2026: User Ratings, Pros & Cons

Streamline your accounting with ease.

4.74

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Qonto Reviews & Ratings

4.74

Excellent

Based on 1442 ratings & 1462 reviews

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Rating Distribution

Excellent

(1334)

Very Good

(43)

Good

(3)

Poor

(6)

Terrible

(76)

Spotsaas Editor’s POV

Qonto is a business banking platform built for speed and simplicity. The account-opening process typically completes in hours rather than days, and the interface prioritizes clarity—expense categorization, receipt uploads, and transaction searches are straightforward. Integration with accounting software (Xero, QuickBooks, Wave) and expense tools (Expensify, ...Read more

Qonto pros and cons

  • Fast account opening process, saving time for users and offering immediate functionality.

  • User-friendly interface, making it easy for non-technical users to navigate and manage tasks.

  • Exceptional customer support that is responsive, friendly, and highly effective in resolving issues.

  • Simplifies banking for businesses by offering clear, efficient, and transparent tools for daily operations.

  • Limited functionality for handling large loans or financial needs requiring traditional banks.

  • Marketplace options and advanced integrations could be expanded for more specialized business workflows.

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Showing 161-170 out of 1462

BJ

Bernard Juster

09/03/23

5 out of 5

Qonto is what all banks should be

Qonto is what all banks should be - one stop-shop, all-digital, invoicing, client management supplier management, every operation is done quickly.

HE

Håkon Eide

08/27/23

5 out of 5

Fast, trouble free signup

Fast, trouble free signup. The bank seems to have their processes in order, unlike many competitors who seem like it's their first day on the job.

L

laurence

08/18/23

5 out of 5

simple facile efficace reactif pas de…

simple facile efficace reactif pas de blocage utilisation fluide pratique intelligent c'est parfait

S

Su-Nee

08/10/23

5 out of 5

Super effective and very responsive…

Super effective and very responsive online assistance.

CS

Caroline Sandrine Loulendo

08/09/23

5 out of 5

Satisfaction totale de la relation…

Satisfaction totale de la relation client

MC

Maximilian Czymoch

08/06/23

5 out of 5

Bestes Digitales Business Banking Konto

Definitiv das beste Business Banking Konto in Deutschland. Top Onboarding, guter Customer Service und intuitives Kundenerlebnis.

AE

ANNA ELVIRA RIGANO

08/05/23

5 out of 5

risposte immediate e chiare e…

risposte immediate e chiare e assistenza da parte di operatori competenti e chiari nelle spiegazioni

FL

Frédérick Lemoine

08/05/23

5 out of 5

2023

TRES BONNE REACTIVITE

BL

Benoit Larrouquis

07/30/23

5 out of 5

App super pratique

App super pratique, reponses support rapides. Excellente experience, Vive Qonto !

IG

Ikey Greene

07/23/23

5 out of 5

Flawless app, superb customer service!

Flawless app, superb customer service! I've been using Qonto for work and signed up now for my own banking, as I just love the app and their service so much. For business, the invoicing and receipt collection works really well.

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].