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8.8

SpotScore

Qonto

Qonto Reviews in September 2026: User Ratings, Pros & Cons

Streamline your accounting with ease.

4.74

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Qonto Reviews & Ratings

4.74

Excellent

Based on 1442 ratings & 1462 reviews

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Rating Distribution

Excellent

(1334)

Very Good

(43)

Good

(3)

Poor

(6)

Terrible

(76)

Spotsaas Editor’s POV

Qonto is a business banking platform built for speed and simplicity. The account-opening process typically completes in hours rather than days, and the interface prioritizes clarity—expense categorization, receipt uploads, and transaction searches are straightforward. Integration with accounting software (Xero, QuickBooks, Wave) and expense tools (Expensify, ...Read more

Qonto pros and cons

  • Fast account opening process, saving time for users and offering immediate functionality.

  • User-friendly interface, making it easy for non-technical users to navigate and manage tasks.

  • Exceptional customer support that is responsive, friendly, and highly effective in resolving issues.

  • Simplifies banking for businesses by offering clear, efficient, and transparent tools for daily operations.

  • Limited functionality for handling large loans or financial needs requiring traditional banks.

  • Marketplace options and advanced integrations could be expanded for more specialized business workflows.

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Showing 141-150 out of 1462

AO

Adedayo Ogunleye

11/19/23

5 out of 5

Clear response to good service.

This far, you have been very satisfying and maybe I could put more suggestions when my business start full with the bank. But for you, you have been great both in service and clients response.

AO

Adedayo Ogunleye

11/19/23

5 out of 5

Clear response to good service.

This far, you have been very satisfying and maybe I could put more suggestions when my business start full with the bank. But for you, you have been great both in service and clients response.

RE

Roger Eric Meyer Chaouat

11/09/23

5 out of 5

simple rapide efficace

simple rapide efficace merci

RE

Roger Eric Meyer Chaouat

11/09/23

5 out of 5

simple rapide efficace

simple rapide efficace merci

VN

Valentins Neimeti

10/31/23

5 out of 5

Great and fast service

Date of experience: November 01, 2023

VN

Valentins Neimeti

10/31/23

5 out of 5

Great and fast service

Date of experience: November 01, 2023

RR

Raf Roselli

10/31/23

5 out of 5

facile e buona assistenza

Date of experience: November 01, 2023

RR

Raf Roselli

10/31/23

5 out of 5

facile e buona assistenza

Date of experience: November 01, 2023

DS

Daniel Schaffeld

10/30/23

5 out of 5

Best banking experience ever

This is by far the best user experience I've ever made with a bank. First I've tried to open an account for my new company at the online bank of the biggest German bank (with the blue square logo). The process took 4 weeks (!!!) with the result that I didn't receive the account - and they have asked for understanding that they cannot explain the reason. Then I decided to give Qonto a try. And my account was ready to receive the initial payments in less than an hour. Everything about Qonto ...

Read more

DS

Daniel Schaffeld

10/30/23

5 out of 5

Best banking experience ever

This is by far the best user experience I've ever made with a bank. First I've tried to open an account for my new company at the online bank of the biggest German bank (with the blue square logo). The process took 4 weeks (!!!) with the result that I didn't receive the account - and they have asked for understanding that they cannot explain the reason. Then I decided to give Qonto a try. And my account was ready to receive the initial payments in less than an hour. Everything about Qonto ...

Read more

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].