PayEm Reviews in September 2026: User Ratings, Pros & Cons

"Easy to use"

What do you like best about PayEm? I like how quick it is to update me when I pay for a team lunch, event, or prizes for my team. It is super simple to log any transactions I make and it takes only a few seconds. What do you dislike about PayEm? Watching my balance go down. Nothing has really been an issue for me. Overall the process has been awesome and it is a lot better than using my own credit card for making purchases. What problems is PayEm solving and how is that benefiting ...

"Excellent Business Card Company"

What do you like best about PayEm? Easy to track expense management with the ability to assign virtual cards for colleagues to use. Easy to navigate system for inputting receipts and notes. Ability to have virtual and physical cards. What do you dislike about PayEm? It would be lovely if we could assign expenses to certain executives in order to allow for streamlined expense management, especially for Executive Assistants who work with multiple executives. What problems is PayEm solving and ...

"convenient for traveller"

What do you like best about PayEm? easy UI very intutive to work with and a good app as well as mobile web What do you dislike about PayEm? sometimes i upload my receipt via the app but afterwards still get notification that its missing receipts. also it can be a bit confusing when you use your card but its not athuorised yet What problems is PayEm solving and how is that benefiting you? not havng to save receipts

"Seamless, pain-free payments and purchasing"

What do you like best about PayEm? As a Marketer involved in a lot of activities requiring purchasing and ongoing payments, having access to organizational funds and payment information can be challenging. Payem allows me to hold my own virtual card and seamlessly request and receive authorization to use it as necessary. The process is intuitive and painless. What do you dislike about PayEm? While the interface is top notch, there are some issues with how documents are uploaded and managed ...

"Very easy to use"

What do you like best about PayEm? Notifications immediately, easy to upload photos of receipts, and total amount left on card very accessible What do you dislike about PayEm? If you use it at a gas station for example where it takes out a temporary charge of $100 when you only used $20, it will take up the $100 What problems is PayEm solving and how is that benefiting you? Easily accessing money provided by employer and providing receipts

"Convenient"

What do you like best about PayEm? Very convenient to have the information readily available on the go. Generally easy to use. What do you dislike about PayEm? I've had some difficulties in the past with uploading receipts and not being sure if they were saved. What problems is PayEm solving and how is that benefiting you? I don't need a physical business credit or debit card for work, meaning I can access it everywhere even if I don't have my wallet on me.

"Great service"

What do you like best about PayEm? Having multiple cards displaying the balance What do you dislike about PayEm? Not having them in a Apple Wallet, keep having to go back to the site What problems is PayEm solving and how is that benefiting you? Having international cards this makes it easier.

"Very easy to use and widely available reward system"

What do you like best about PayEm? I love the fact that I have an actual card that can be used contactless in all stores. If I was more adept i would also add this to a contactless payment option on my smart phone What do you dislike about PayEm? I wouldn't say I dislike it but I am not aware if there is a separate app to understand where you are with your current balance. At the moment I have to log into the app via the site to check balances, upload receipts etc. What problems is PayEm ...

"Review on PayEm as a user"

What do you like best about PayEm? The format is clear. We can easily find the history of transactions. It is also very friend-user to upload receipts. What do you dislike about PayEm? It's not always easy to check the remaining credit on the cards. What problems is PayEm solving and how is that benefiting you? Easy to upload the details of virtual credit cards, easy to follow the authorization process for funding.

"Great Platform that streamlines work!"

What do you like best about PayEm? Expense reports are always a pain but with Expensify I am able to quickly and easily do my report without having to think too much about collating all the information and remembering what expenses were what! I get an email almost instantly when making a purchase and can just send a photo response to that email with the receipt and Expensify does the rest of the work. What do you dislike about PayEm? The app is good but for some reason, it doesn't want to ...