Payactiv Reviews in July 2025: User Ratings, Pros & Cons

"PayActiv is a great, low cost option for our staff to access their earned wages prior to payday!"

What do you like best about Payactiv? Ease of use, low cost option for our employees. What do you dislike about Payactiv? The manual process of emailing in our employees time. Recommendations to others considering Payactiv: It works great and is easy to use. Your employees will thank you! What problems is Payactiv solving and how is that benefiting you? No need for staff to request payday advances or seek out high interest payday loans.

"Rocky start but things are improving"

What do you like best about Payactiv? The new look and User interface are pretty cool. What do you dislike about Payactiv? Your Customer service is not very skilled What problems is Payactiv solving and how is that benefiting you? Your customer service agents are not knowledgeable enough about the product. They can't even tell you the easiest way to sign in.

"Convenient and Easy to Use"

What do you like best about Payactiv? It is convenient and easy for our employees to use, giving them access to their future wages instantly! What do you dislike about Payactiv? As a user, I can't honestly say there have been many issues with Pay Activ. The mobile app is user friendly and was easy to download and set up. It is convienent and easy to use and gives me instant access to my wages with the click of a button. The fees are reasonable and it has saved me time and money with its ...

"Amazing! Don’t have to worry about next pay day to pay bills"

What do you like best about Payactiv? That I can access some of my earnings early What do you dislike about Payactiv? It charges a $1.99 for me to burrow my money What problems is Payactiv solving and how is that benefiting you? Bills paid, food on the table

"Great service"

What do you like best about Payactiv? I like How easy the process is and how fast the money is deposited into your account What do you dislike about Payactiv? When i first started i had an issue with logging in but it was resolved quickly What problems is Payactiv solving and how is that benefiting you? It helps to be able to access my money to pay bills that may come due before payday

"When you have an emergency, Payactiv is always there."

What do you like best about Payactiv? What I like best is that, the availability of funds are quick and easy to obtain. Payment is fair and there is no outrageous interest for repayment. What do you dislike about Payactiv? You have to go through a lot of verification to obtain a new card if you want to update your address or if you need a new card. Recommendations to others considering Payactiv: Don't be afraid. It's to help you in tough situations What problems is Payactiv solving and how ...

"Great program"

What do you like best about Payactiv? I own a company and my staff love it. They are able to access their paycheck What do you dislike about Payactiv? Nothing This has been a great help to our staff Recommendations to others considering Payactiv: None What problems is Payactiv solving and how is that benefiting you? Allow staff to pay their bills and not have to wait till payday it has prevented cell phone from being shut off and rent from being late and cars from being repaired

"great service"

What do you like best about Payactiv? so fast short-term loan, I and my colleagues use every pay period What do you dislike about Payactiv? nothing, I like everything, if I have any problems thew customer service resolve it immediately Recommendations to others considering Payactiv: Please increase the loan minimum balance, because today we are using only $500 twice a month. if the loan amount will be more than $500, I hope will be so helpful for me and my colleagues. I recommend using a ...

"Great Service"

What do you like best about Payactiv? PayActiv handles all of the employees problems What do you dislike about Payactiv? Don't get notifications when employees request funds Recommendations to others considering Payactiv: I recommend using it for your employees What problems is Payactiv solving and how is that benefiting you? Employees can get their wages when they want it

"Easy peasy!"

What do you like best about Payactiv? The ease of using the app to see how much is available to borrow and the prompt payout. What do you dislike about Payactiv? I have not experienced any issues thus far. What problems is Payactiv solving and how is that benefiting you? Unexpected car problems. Having access to already earned money allowed me to get my tire replaced and get to work.