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Melio

Melio Reviews in September 2026: User Ratings, Pros & Cons

Streamline AP processes and save time and money.

4.84

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Starts from $18.50 / user / month when monthly, also offers free forever plan

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Melio Reviews & Ratings

4.84

Excellent

Based on 761 ratings & 831 reviews

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Rating Distribution

Excellent

(789)

Very Good

(12)

Good

(4)

Poor

(4)

Terrible

(22)

Spotsaas Editor’s POV

Melio has earned a strong reputation over the past year as a reliable and user-friendly payment processing platform, particularly for businesses integrating with QuickBooks Online and Desktop. Its seamless syncing capability with QuickBooks saves users time and effort, while its ability to facilitate credit card payments to vendors who do not traditionally accept ...Read more

Melio pros and cons

  • Supports credit card payments even when vendors don't accept them, adding flexibility to transactions.

  • Integrates with QuickBooks Desktop and Online, saving time and reducing errors.

  • User-friendly interface that's easy to navigate.

  • Customer support is consistently praised as helpful, prompt, and efficient, whether via chat or email.

  • No direct phone support available for immediate human interaction; all help starts with chat.

  • AI-driven chat automation is not capable enough to resolve issues without agent involvement.

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Showing 361-370 out of 831

AR

Anisa R

07/07/22

5 out of 5

"Easy to use"

What do you like best about Melio? The way it's organized it's very easy to understand even by persons who do haven't an accounting or financial background.

AU

Anonymous User

07/06/22

5 out of 5

""Right Sized" for small business"

What do you like best about Melio? Free and dependable service. I use this monthly and have had no issues. What do you dislike about Melio?

SM

Stephen M

07/05/22

5 out of 5

"Must Have!"

What do you like best about Melio? Ease of use makes this a must have for any small business or non-profit l! What do you dislike about Melio?

JP

Jasmine P

07/05/22

5 out of 5

"Very Convenient"

What do you like best about Melio? I like the user friendly capabilities and ease of use. What do you dislike about Melio?

AU

Anonymous User

07/05/22

5 out of 5

"Great Payment Service!"

What do you like best about Melio? I love how easy it is to enter a new supplier's invoice info and set up an ACH Payment. If transfer time is less important, no fee is charged for transfer.

AW

Amanda W

07/05/22

5 out of 5

"Melio is a life changer for my small local court reporting business"

What do you like best about Melio? I can pay vendors easily and it doesn't cost anything What do you dislike about Melio?

TT

Tim T

07/05/22

5 out of 5

"So much more user-friendly than the alternatives"

What do you like best about Melio? The user experience and simplicity are best What do you dislike about Melio?

AU

Anonymous User

07/05/22

5 out of 5

"User Friendly & Free Way to Process Invoice Payments"

What do you like best about Melio? It is free, has a user friendly format for entering invoices and submitting payments. It keeps you notified with payments that are being processed and/or need to be accepted. I am yet to sync it to Quickbooks but happy to know you can also have it auto enter invoices and payments -Quickbooks invoices don't even do that efficiently!

ER

Elba R

07/05/22

5 out of 5

"Melio Makes Payments Easy"

What do you like best about Melio? I like that Melio connects easily and reliably with QBO. As a bookkeeper trying to keep our clients on track, Melio is a big part of that! Melio has given me and our clients a clear view of their Account Payable.

WK

Wanda K

07/05/22

5 out of 5

"So simple to use and FREE!"

What do you like best about Melio? You can choose who gets charged credit card service fees (meaning you can choose the customer to get charged 2-3% instead of your business) which no other platform allows you to do. Scheduling payments is a breeze. You can upload your invoices or you can create one manually quickly and painlessly. You don't have to collect private bank information from your contractors, instead, Melio contacts them directly to receive their information which reduces ...

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].