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Guideline - New SaaS Software

Guideline Reviews in July 2026: User Ratings, Pros & Cons

Secure your financial future with Guideline.

2.9

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Guideline Reviews & Ratings

2.9

Good

Based on 12 ratings & 520 reviews

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Rating Distribution

Excellent

(377)

Very Good

(105)

Good

(10)

Poor

(4)

Terrible

(24)

Spotsaas Editor’s POV

Guideline provides a streamlined approach to 401(k) management for small businesses, making retirement planning accessible and straightforward. Its user-friendly platform simplifies compliance and administration tasks, ensuring peace of mind for both employers and employees.Read more

Guideline pros and cons

  • Affordable 401(k) solution

  • Simplifies plan administration

  • Comprehensive compliance management

  • User-friendly interface

  • Limited to 401(k) plans

  • Not suitable for large businesses

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Showing 291-300 out of 520

JD

Jeremy D

10/04/22

4.5 out of 5

"Effortless 401k"

What do you like best about Guideline? Low overhead. Easy to use. Customer support is available in the rare instances it is needed. What do you dislike about Guideline?

BF

Ben F

10/04/22

4.5 out of 5

"Guideline makes saving clear and easy"

What do you like best about Guideline? Integration with our payroll platform and simple investment options for our team to get great returns without a lot of hassle

BF

Ben F

10/04/22

4.5 out of 5

"Guideline makes saving clear and easy"

What do you like best about Guideline? Integration with our payroll platform and simple investment options for our team to get great returns without a lot of hassle

AU

Anonymous User

09/21/22

0 out of 5

"Difficult to withdraw money -- no ACH, limited mailing options, need letter of acceptance"

What do you like best about Guideline? Guideline has relative low fees compared to what you could pay in the industry, and they're not going to put you into "their" funds (since they're not a mutual fund agency).

YA

Yukti A

09/19/22

3.5 out of 5

"Decent 401k option for small biz"

What do you like best about Guideline? This was the 401K option that has both Roth and traditional 401K accounts. It integrated with payroll pretty nicely and allowed me to dictate how much money I wanted to be sent to each account from my paycheck. I like how it says I have contributed X amount for pre-tax and Y amount for Roth to date. I can see how much money I've contributed in the current year and how much money I can still contribute for the IRS limitations. There are a lot of ETF ...

Read more

AU

Anonymous User

09/13/22

4.5 out of 5

"Very user friendly for smaller and midsize companies"

What do you like best about Guideline? The automated payroll deductions to eliminate manual pulling What do you dislike about Guideline?

AU

Anonymous User

09/13/22

4.5 out of 5

"Very user friendly for smaller and midsize companies"

What do you like best about Guideline? The automated payroll deductions to eliminate manual pulling What do you dislike about Guideline?

AU

Anonymous User

09/13/22

5 out of 5

"Nice Integration with Payroll, Made Adding 401k Benefits Easy for Small Company"

What do you like best about Guideline? Works great with our existing payproll provider, allowing us to seamlessly offer a 401k benefit to our employees. We are a small company and the maintenance to Guideline is a few hours a year.

AU

Anonymous User

09/13/22

5 out of 5

"Super Easy 401K"

What do you like best about Guideline? It is very easy to use. Integrates well with Zenefits. Set it and forget it. What do you dislike about Guideline?

DB

Debra B

09/11/22

4.5 out of 5

"Guideline streamlines the process between QBO and 401K contribution distribution; a plus on my end."

What do you like best about Guideline? The interface between QBO payroll and Guideline is seamless. I also appreciate the level of communication between Guideline and me (the administrator).

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].