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Affirm - Buy Now Pay Later Platforms

Affirm Reviews in June 2025: User Ratings, Pros & Cons

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4.4

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Affirm Reviews & Ratings

4.4

Very Good

Based on 56 ratings & 44 reviews

Rating Distribution

Excellent

(34)

Very Good

(3)

Good

(3)

Poor

(0)

Terible

(4)

Expert's Review

Affirm is a standout payment solution that offers flexibility and ease for both customers and businesses. One of its key strengths lies in providing payment options via instalments, which opens up opportunities for customers who may not have been able to afford products otherwise. This not only boosts sales but also helps in increasing average order amounts and ...Read more

Affirm pros and cons

  • Provides payment solutions via instalments.

  • Affirm is flexible, well-built, and easy to use.

  • Increases average order amounts and sales.

  • Customer service is excellent.

  • Poor online ratings and limited revenue generation for some.

  • Limited availability outside the USA.

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Showing 21-30 out of 44

KG

kevin g

07/20/21

5 out of 5

"Affirm helped us increase conversion and retention!"

What do you like best about Affirm? The simplicity of the process and the wide variety of options affirm gives our customers. With no credit check and different options, we're able to get more customers approved for and increase our store's overall revenue! What do you dislike about Affirm? The only thing that we dislike is that the longer financing options are not available to all customers but we understand why. With no credit check you have to be careful. What problems is Affirm solving ...

Read more

MG

Mary G

07/20/21

3 out of 5

"I have been left to figure if out on my own."

What do you like best about Affirm? I like that the integration with Wix was extremely easy, and it worked immediately. What do you dislike about Affirm? That despite repeated requests for information or to answer my questions, even being told to contact my clients success person. I have no idea who that is or how to reach them. I have never had a real response. Even as recently as yesterday when I heard back from a week and a half old email. Just telling me that they were looping in the ...

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TB

Tiffany B

07/11/21

5 out of 5

"Worth The Wait"

What do you like best about Affirm? Helps with bigger purchases! Ease of use What do you dislike about Affirm? It was hard at first to prove my identity since my mum passed and I took over her phone number What problems is Affirm solving and how is that benefiting you? It took time but it was easy from thereforth

RP

Rolando P

06/25/21

5 out of 5

"I use it for business and personal!"

What do you like best about Affirm? I like that I can get things quickly, If I don't want to spend the money that day I can get whatever it is and pay at my pace or just pay it off before all the interest kicks in. What do you dislike about Affirm? Thus far I am pretty happy both on the sales side and the purchasing side. I just wish it was more widely accepted at other retailers. What problems is Affirm solving and how is that benefiting you? The primary problem that I have seen resolved ...

Read more

AU

Anonymous User

06/25/21

5 out of 5

"Love affirm"

What do you like best about Affirm? Simple, just set it up and dont have to touch it What do you dislike about Affirm? would prefere lower rates but wouldnt we all! What problems is Affirm solving and how is that benefiting you? I sell high ticket items, it takes away that barrier to entry

JR

Joshua R

06/25/21

5 out of 5

"Affirm has been a great payment option for our customers with pain-free implementation."

What do you like best about Affirm? Popular payment alternative, simple integration. What do you dislike about Affirm? I haven't found any downsides to it at this point. What problems is Affirm solving and how is that benefiting you? Making it easier for the customer to buy a high dollar item. They know that they don't have to take that hit upfront. They can spread it out over several months.

AU

Anonymous User

06/25/21

5 out of 5

"Very beneficial to website sales. Buy now pay later is a very good option to have."

What do you like best about Affirm? I like how Affirm respects are our policies. What do you dislike about Affirm? The fees as any business owner they are a little high. What problems is Affirm solving and how is that benefiting you? We are solving the issue of new credit. New customers can establish new credit with Affirm.

BM

Brian M

06/25/21

4.5 out of 5

"Affirm runs great on our site."

What do you like best about Affirm? It helps us convert sales because some of our stuff is expensive. What do you dislike about Affirm? That setup was a bit hard, and they don't talk to you on the phone. Recommendations to others considering Affirm: Have a person on the phone for setup. I set Affirm up in 2018, so things may have changed by now. What problems is Affirm solving and how is that benefiting you? It fixes our issue of financing. Affirm is well recognized, so people trust it

BF

Brady F

06/25/21

4.5 out of 5

"Affirm has been a great payment method addition to our e-commerce store!"

What do you like best about Affirm? The UI is incredibly user friendly and straightforward. Virtually no setup time necessary following the initial website implementation and payments are processed quickly. What do you dislike about Affirm? Only negative would be that the fees are higher than what we are accustomed to. Wish they would do more 0% promotional financing throughout the year! What problems is Affirm solving and how is that benefiting you? Affirm is helping our customers finance ...

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KS

Kayla S

06/16/21

5 out of 5

"Affirm for e-commerce"

What do you like best about Affirm? Affirm was very easy to implement into our BigCommerce website. It has been great to offer the option for payment financing to our shoppers. What do you dislike about Affirm? We do wish there were more periods of 12 month zero interest financing without the fees for the retailer. Otherwise it has been great. What problems is Affirm solving and how is that benefiting you? We have been able to offer payment financing with our shoppers, which we did not have ...

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].