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Best Personal Finance Software For Free

Top picks for Personal Finance Software available for Free

8.0

Spot Score

Take control of your finances with Balance Pro.

No ratings available

Free trial not available

Freemium

Starts from $1.66/Month when Billed Yearly

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7.8

Spot Score

Secure your data, manage your money effortlessly.

No ratings available

Free Trial available

Freemium

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7.8

Spot Score

Empower your financial decisions with Notion Finance Tracker.

No ratings available

Free trial not available

Freemium

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List of the Best Personal Finance Software For Free as of June 2025

8.0

Spot Score

Balance Pro - Personal Finance Software

Balance Pro

Take control of your finances with Balance Pro.

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Product Description

Easily manage your finances with Balance Pro – the ultimate solution for recording transactions on-the-go. Keep tabs on your pending and completed purchases, payments, income and more, all in one convenient place. Say goodbye to scattered bills and hello to organized bill payments with our ...

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Pricing

Starts from $1.66/Month when Billed Yearly, also offers free forever plan

7.8

Spot Score

Neontra

Neontra

Secure your data, manage your money effortlessly.

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Product Description

Introducing Neontra, the innovative application that sets a new standard for data security. With Neontra, your sensitive information receives top-tier protection, equivalent to the security measures utilized by banks. Say goodbye to concerns about the safety of your passwords and account ...

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Pricing

Free Trial available

7.8

Spot Score

Notion Finance Tracker - Personal Finance Software

Notion Finance Tracker

Empower your financial decisions with Notion Finance Tracker.

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Product Description

Notion Finance Tracker makes tracking and managing finances simple and straightforward. It’s an all-in-one solution designed to help you stay on top of your money. Crystal clear overviews of your progress and insightful data empower you to make smarter financial decisions. With customizable ...

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Pricing

7.8

Spot Score

Pockett - Personal Finance Software

Pockett

Effortlessly organize and manage your digital life.

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Product Description

None

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Pricing

7.7

Spot Score

Khatapana - Personal Finance Software

Khatapana

Streamline your finances and make smart decisions.

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Product Description

Khatapana simplifies smart decision making with its transaction recording capabilities. Get an overview of your financial situation in the form of transaction summaries and reports (party and purpose-based), all beautifully presented with the help of colorful charts. Glean insights into making ...

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Pricing

Starts from $149/Month, also offers free forever plan

7.7

Spot Score

Avocado Finance - Personal Finance Software

Avocado Finance

Empowering you to secure a brighter financial future.

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Product Description

Avocado Finance, the ultimate financial management app, helps users take charge of their financial future. While budgeting is a good practice, it's not enough to secure long-term financial stability. Making smart choices with money is crucial, and Avocado Finance equips users with the tools to ...

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Pricing

Free Trial available

7.7

Spot Score

Budget Fu - Personal Finance Software

Budget Fu

Take control of your finances with Budget Fu.

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Product Description

Budget Fu is a simple and flexible personal finance software. It's easy to use and will get user started with budgeting right away. Spend less, save more is Budget Fu's mission statement for helping consumers get on solid financial footing. With attractive features like: Payroll and banking ...

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Pricing

7.6

Spot Score

WellPaid - Personal Finance Software

WellPaid

Split bills made easy, with WellPaid.

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Product Description

Streamline the process of managing shared expenses with WellPaid -the ultimate operating system. Seamlessly split recurring bills and subscriptions, ensuring clean and effortless finances. From roommates and co-parents to landlords and beyond, this all-in-one platform caters to a diverse user ...

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Pricing

7.5

Spot Score

Mezzi

Mezzi

Take control of your wealth with expert advice.

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Product Description

Introducing Mezzi - the ultimate solution for professionals seeking autonomous wealth management. Mezzi empowers individuals to make informed decisions about their investments by providing access to valuable financial insights typically reserved for high-cost wealth advisors. With Mezzi, users ...

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Pricing

7.2

Spot Score

ZayPop - Personal Finance Software

ZayPop

Master your money, secure your future.

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Product Description

Revamp your financial planning with ZayPop – the ultimate financial wellness app that puts you in charge of your money. No more struggling to prioritize your goals, as this innovative software takes away the hassle and helps you maximize your wealth. Say goodbye to inefficient financial ...

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Pricing

Free Trial available

7.0

Spot Score

GreenWise - Personal Finance Software

GreenWise

Unlock financial freedom with GreenWise.

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Product Description

GreenWise is a revolutionary new financial software that helps to save more money, spend less , and achieve financial freedom. User can skip the long line at the airport with the GreenWise baggage lock, allowing to keep valuable belongings safe in the event of baggage loss. With GreenWise user ...

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Pricing

Free Trial available, Try Now

GreenWise offers custom pricing plan

Money Minx - New SaaS Software

Money Minx

Maximize your wealth with Money Minx.

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4.5

(6)

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Product Description

Money Minx is the perfect net worth platform to help you stay on top of all assets, investments, debt including crypto and NFTs. Offering easy-to-use tools to build dashboards and reports, their Net Worth Calculator helps to keep track of your wealth and see how you fare against others. Not ...

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Pricing

Free Trial available, Try Now

Starts from $6.41/Month when Billed Yearly

Bnext - New SaaS Software

Bnext

Simplify your financial management with Bnext.

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Product Description

Bnext is a game-changing app specifically designed for managing your finances. It offers the convenience of online shopping and traveling while also optimizing your bank accounts. Receive instant notifications of your payments with just one click. Perfect for freelancers and small to ...

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Pricing

ReachFI logo

ReachFI

Empowering your path to financial independence.

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Product Description

ReachFi is your personal finance platform for achieving financial independence through mindful financial planning. With ReachFi, you can explore a range of income and expense scenarios, optimize your financial strategies, and project your financial future. Whether you're just starting your ...

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Pricing

Starts from $7.99/month, also offers free forever plan

Actual - New SaaS Software

Actual

Efficiently manage your money with ease.

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Product Description

Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our easy-to-use, local-first, and 256-bit AES encrypted application. With a fast and intuitive dashboard, you can ...

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Pricing

Free Trial available

Starts from $4/Month

Finotion - Personal Finance Software

Finotion

Take control of your finances effortlessly.

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Product Description

Finotion simplifies money management. Eliminate the tedious chore of copy-pasting into spreadsheets. Create an account and easily monitor all money-related activity in one location. With Notion, people can customize the financial dashboard to meet their exact specifications. Relate, aggregate, ...

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Pricing

Free Trial available, Try Now

Starts from $3.99/Month

Alphanso - New SaaS Software

Alphanso

Intelligence meets financial strategy.

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Product Description

Introducing Alphanso, the first SEC-registered AI Investment Advisor, revolutionizing retail advisory by democratizing access to cutting-edge financial guidance. As your ultimate financial companion, Alphanso offers aggregated portfolio management, goal-based investing, and personalized ...

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Pricing

Free Trial available, Try Now

Starts from $7.99/Month, also offers free forever plan

Eclipse - New SaaS Software

Eclipse

Take control of your finances.

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Product Description

Eclipse is a comprehensive finance app that provides users with the power to manage their finances. Its user-friendly interface enables users to effortlessly view transactions, create budget plans, and analyze monitory performance. Visual charts and detailed analytics offer an overall financial ...

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Pricing

Starts from $12/Month, also offers free forever plan

Uprise - Personal Finance Software

Uprise

Take control of your finances with Uprise.

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Product Description

Introducing Uprise - the ultimate personal finance software that truly understands your individual needs. With a tagline of "Personal finance that's actually personal", Uprise goes beyond the traditional money management tools to offer customized solutions for your unique financial situation. ...

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Pricing

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

These are the key features of Personal Finance Software. Bank Reconciliation, Cash Management, Expense Tracking, Multi-Currency, Spend Management, Tax Calculator, Financial Management, Budget Management, Portfolio Management and Alerts

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].