NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Best Personal Finance Software For Free

Top picks for Personal Finance Software available for Free

7.7

SpotScore

Streamline your finances and make smart decisions.

No ratings available

Free trial not available

Freemium

Starts from $149/Month

7.7

SpotScore

Take control of your finances with Budget Fu.

No ratings available

Free trial not available

Freemium

7.5

SpotScore

Take control of your wealth with expert advice.

No ratings available

Free trial not available

Freemium

Why you can trust Spotsaas

Our research is independent and data-backed. We review thousands of tools and use real buyer signals — without the hype.

Filters

Features

+ Show 39 more

Share this page

Showing 21-29 out of 29

Top rated

List of the Best Personal Finance Software For Free as of September 2026

7.7

SpotScore

Khatapana - Personal Finance Software

Khatapana

Streamline your finances and make smart decisions.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

Add to compare

What is Khatapana?

Khatapana simplifies smart decision making with its transaction recording capabilities. Get an overview of your financial situation in the form of transaction summaries and reports (party and purpose-based), all beautifully presented with the help of colorful charts. Glean insights into making ...

Read more about Khatapana

Starts from $149/Month, also offers free forever plan

7.7

SpotScore

Budget Fu - Personal Finance Software

Budget Fu

Take control of your finances with Budget Fu.

Best for: SMB teams

Try for Free

Add to compare

What is Budget Fu?

Budget Fu is a simple and flexible personal finance software. It's easy to use and will get user started with budgeting right away. Spend less, save more is Budget Fu's mission statement for helping consumers get on solid financial footing. With attractive features like: Payroll and banking ...

Read more about Budget Fu

7.5

SpotScore

Mezzi

Mezzi

Take control of your wealth with expert advice.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

Add to compare

What is Mezzi?

Introducing Mezzi - the ultimate solution for professionals seeking autonomous wealth management. Mezzi empowers individuals to make informed decisions about their investments by providing access to valuable financial insights typically reserved for high-cost wealth advisors. With Mezzi, users ...

Read more about Mezzi
Money Minx - New SaaS Software

Money Minx

Maximize your wealth with Money Minx.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Money Minx?

Money Minx is a net worth tracking platform that connects to assets, investments, debt, crypto, and NFTs in one dashboard. Users can build reports with a Net Worth Calculator and get AI-generated insights into resource allocation and potential portfolio risks.

Read more about Money Minx
Free TrialTry Free →·

Starts from $6.41/Month when Billed Yearly

ReachFI logo

ReachFI

Empowering your path to financial independence.

Try for Free

Add to compare

What is ReachFI?

ReachFi is your personal finance platform for achieving financial independence through mindful financial planning. With ReachFi, you can explore a range of income and expense scenarios, optimize your financial strategies, and project your financial future. Whether you're just starting your ...

Read more about ReachFI

Starts from $7.99/month, also offers free forever plan

Actual - New SaaS Software

Actual

Efficiently manage your money with ease.

Best for: SMB teams · Mid-market

Start Free Trial

Add to compare

What is Actual?

Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our easy-to-use, local-first, and 256-bit AES encrypted application. With a fast and intuitive dashboard, you can ...

Read more about Actual
Free Trial·

Starts from $4/Month

Alphanso - New SaaS Software

Alphanso

Intelligence meets financial strategy.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Alphanso?

Introducing Alphanso, the first SEC-registered AI Investment Advisor, revolutionizing retail advisory by democratizing access to cutting-edge financial guidance. As your ultimate financial companion, Alphanso offers aggregated portfolio management, goal-based investing, and personalized ...

Read more about Alphanso
Free TrialTry Free →·

Starts from $7.99/Month, also offers free forever plan

Eclipse - New SaaS Software

Eclipse

Take control of your finances.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

Add to compare

What is Eclipse?

Eclipse is a personal finance app that lets users view transactions, create budget plans, and track investments through visual charts and detailed analytics. It provides insights into past trades and holdings to help users identify spending patterns and monitor financial performance.

Read more about Eclipse

Starts from $12/Month, also offers free forever plan

Uprise - Personal Finance Software

Uprise

Take control of your finances with Uprise.

Best for: SMB teams · Mid-market

Try for Free

Add to compare

What is Uprise?

Introducing Uprise - the ultimate personal finance software that truly understands your individual needs. With a tagline of "Personal finance that's actually personal", Uprise goes beyond the traditional money management tools to offer customized solutions for your unique financial situation. ...

Read more about Uprise

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].