Zoho Checkout vs Razorpay Comparison
Zoho Checkout
Starting at $9 /Month
- Medium Business
- Small Business
Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho produ…
Razorpay
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…
Razorpay leads on user satisfaction with a 4.8-star rating across 24 reviews.
Zoho Checkout vs Razorpay — at a glance
| Feature | Zoho Checkout | Razorpay |
|---|---|---|
| Rating | 4.4 / 5 | 4.8 / 5 |
| Reviews | 11 | 24 |
| Starting price | $9 /Month | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Medium Business, Small Business | Individuals, Freelancers / Consultants, Large Enterprises |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android |
| API | — | Available |
| Support modes | Business Hours, Online | 24/7 (Live rep), Business Hours, Online |
| Certifications | SOC 2 | SOC 2, GDPR, ISO 27001 |
| Data residency | Global | India |
Key differences between Zoho Checkout and Razorpay
- Pricing: Zoho Checkout starts at $9 /Month. Razorpay pricing is not publicly listed.
- Target audience: Zoho Checkout is built for Medium Business and Small Business, while Razorpay targets Individuals and Freelancers / Consultants.
- User satisfaction: Razorpay scores higher with a 4.8-star average.
- Deployment: Zoho Checkout supports SaaS/Web/Cloud; Razorpay supports SaaS/Web/Cloud, Mobile - Android.
Zoho Checkout vs Razorpay — find the better fit before you commit.
Which tool fits your team best
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Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
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Zoho Checkout vs Razorpay: Biggest differences
Start here before you go deeper into features.
Medium Business, Small Business
Best for Indian businesses needing flexible, API-driven payment gateway solutions.
- You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
- Your development team needs easy, seamless API integration for custom payment workflows.
- You want real-time payment insights via an intuitive dashboard for better financial management.
- You require extensive international card support without relying on third-party intermediaries.
- You need transparent, straightforward pricing without complex, quotation-based negotiations.
Zoho Checkout typically suits Medium Business and Small Business. Razorpay tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates ... Read More about Zoho Checkout | Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay |
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Entry Level Pricing |
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SpotScoreWhat's this? ↗ | 8.1/10 | 9.1/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | — | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Zoho Checkout and Razorpay Compare on Features?
Total Features | 6 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Zoho Checkout and Razorpay on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Zoho Checkout vs Razorpay: Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Zoho Checkout vs Razorpay Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | — | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🌐 Global | 🇮🇳 India |
Zoho Checkout User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is positive across 11 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Zoho Checkout and Razorpay Customers
Customers | No Customers information available. |  Zoho  Treebo  FreshToHome |
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Media and Screenshots
Screenshots |  3 Screenshots |  3 Screenshots |
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Videos |  1 Videos |  4 Videos |
Top Alternatives to Zoho Checkout and Razorpay in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Zoho Checkout or Razorpay?
- Razorpay edges out the other on user ratings (4.8 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Zoho Checkout and Razorpay offer a free trial?
- Neither Zoho Checkout nor Razorpay currently lists a free trial.
- What is the starting price of Zoho Checkout vs Razorpay?
- Zoho Checkout starts at $9 /Month. Razorpay starts at Contact for pricing.
- What are the top alternatives to Zoho Checkout?
- Top alternatives to Zoho Checkout include Mollie, Paytm Payment Gateway, Razorpay, Payoneer, Tranzzo.
- What are the top alternatives to Razorpay?
- Top alternatives to Razorpay include 2Checkout, Airpay, NextPay Payment Gateway, Coriunder BAAS, Alipay.